This thread pissed me off!
Without going into a lot of very boring detail, I’ll merely say that Mr VOW and I own property in AZ, 36 acres. When we both retired from The State of Confusion, we wanted to settle on our land. The lots have graded access roads. Period.
We invested in a well, a filtration system, a pressure tank, all the paraphernalia and gizmos for solar electricity, including the panels and a propane generator, a septic system, and a propane tank with the lines to the house and to the generator.
All of the above listed accouterments for living cost a lot of money, and there were permits and inspections and fees.
After much discussion, we settled on a mobile home. Ours is a doublewide. “Mobile home” means the structure has axles, wheels, and a hitch. It CAN be moved from place to place. You don’t need to empty the house. Your possessions need to be packed up, and the furniture and the appliaces need to be placed so the load is balanced.
Since we knew we’d never move the home, we chose an area on the 36 acres, and aligned it to where we wanted it. The transporters took the wheels and removed the hitch.
Finagling with the bank and the County, we applied for an “Affidavit of Affixture.” This legally converts the home from something with wheels that can be moved over roads and highways thus needing license plates and tags, into a part of the real property where it sits.
The Affidavit requires that the Motor Vehicle Department remove the home and its VIN(s) from their database, and thus allows the County Assessor to re-valuate the land to include the home.
One of the major factors of us choosing a mobile home was TIME. We needed a place to live! And we were smart enough to shop wisely. Our home was manufactured in 2000, we bought it as a repo in 2005. The original price on the home, brand-new, was $90,000.00. We got it in 2005 for $45,000.00.
We’ve made improvements over the years, and we have plans to do more. One of the most substantial improvements was putting in a deck that goes completely around the house, varying in width from 8 to 10 feet. Instead of mobile home skirting, we have a concrete block stem wall.
In another three years, we will own everything free and clear. Not too shabby!
~VOW