The numerous responses to my question caused me to do some thinking and triggered one of those “Eureka” moments; I think I may have answered my own question.
Rather than me respond directly to the individual questions asked, let me respond with an analogy which I think addresses the major issues, at least as they are in my mind.
Consider NYC; this is a megalopolis of great complexity and for the purposes of illustration could be considered an analogue of a cell. Therefore, using a bit of poetic licence and made up history, the evolution of NYC could be considered analogous to that of living organisms.
A couple of hundred years ago, a handful of settlers landed on the shores of Manhattan Island and established a small colony. With the passage of time, the residents grew in number, and as their number grew, their requirements also grew. Individual settlers specialised: some became builders, some became accountants, some became street cleaners. Each of these specialities evolved in response to a particular need.
The individual specialties applied their expertise and constructed their required physical facilities, supporting infrastructure and whatever supply and distribution systems were required to both maintain and enhance their individual lives and the city.
Over an extended period of time, the current city evolved into its current complexity. Food and supplies flow in, are distributed as needed, and wastes are removed. Internally, structures and facilities are constructed, renovated or demolished as needed.
In a broader perspective, the world outside the city could be considered a supply and support source for the needs of the city. For example, the cornfields of Kansas could be considered to be the nutrients supply, and the oilfields of the Middle East could be viewed as an energy supply. With the tapping of these supply sources, and entire supporting transport and distribution system evolved.
In parallel with this, the technological sophistication of the population evolved and eventually they developed the Cray super computer, and all its operating systems and application software. This computer then came to embody all they needed to know about maintaining and perpetuating the city.
To summarise the analogy: the cell is the city, the body is the world, and the Cray is DNA.
To my thinking, this analogy does explain a lot of the questions I have about the whole evolutionary process. However, it does leave one question: what is the biological equivalent of the original colonial settlers?