I’ll have to share this story with Hubby. He’s an “onward and upward” sort of guy, always thinking of ways to make things better. We have a friend I’ll call “Mike.” Mike has a landscaping business. He is the sole employee and works pretty much when he feels like it. He gets his clients through word-of-mouth and makes enough to support himself in the simple lifestyle he prefers.
Every time we go to visit him, Hubby can hardly contain himself from giving suggestions on how he could increase his business. Mike just recently put in a greenhouse in which he sells his excess stock. Last time we were there, Hubby chatted about how much Mike could make if he’d hire someone to staff the greenhouse while he did landscaping, and really, if he hired some other landscapers, he could triple the number of jobs he could do . . .
Mike just listens and smiles. He doesn’t want to own a big company, and he doesn’t want to be rich. He just wants to putter around working when he needs money and spending the rest of his time in whatever leisure activities suit him. Mike already has his Fuck You money, even though his sofa is the same one he had back in college.
Hubby frets for him. On the drive home, he started wondering about what Mike would do for retirement, or if he got sick, or if any number of bad things happened. Hubby has insurance plans out the wazoo and can tell you exactly how much money is in our investments, what interest rate he’s getting. He has three scenario plans: one for if the market is good, one for average returns, and one for what to do if the market goes south. He’s got everything planned out down to minor details. (I once teased him by asking when he had us scheduled to die.)
I’m extremely fortunate to have him, because I don’t have the fiscal sense that God gave a goat. My parents taught me a strong work ethic, but they were “comfortable” and I never got the life lessons in budgeting, saving and planning that most people get. Without Hubby, I’d blithely spend myself into bankruptcy and spend my elder years eating dog food.