# What is your 16 year old daughter paying for auto insurance?

**URL:** <https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088>\
**Category:** In My Humble Opinion\
**Created:** [August 17, 2011, 10:25pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088 "2011-08-17T22:25:15Z")\
**Posts on this page:** 10\
**Page:** 1

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**Author:** ![Mangosteen](https://avatars.discourse-cdn.com/v4/letter/m/6a8cbe/32.png) [@Mangosteen](https://boards.straightdope.com/u/Mangosteen)\
**Post date:** [August 17, 2011, 10:25pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/1 "2011-08-17T22:25:15Z")

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I’m in southern California, but I’d also like to hear what other areas are charging.

Thanks!

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**Author:** ![Colibri](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/colibri/32/1841_2.png) [@Colibri](https://boards.straightdope.com/u/Colibri)\
**Post date:** [August 17, 2011, 10:35pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/2 "2011-08-17T22:35:34Z")

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Since the OP is asking for personal experiences, this is better suited to IMHO than GQ.

Colibri  
General Questions Moderator

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**Author:** ![ShibbOleth](https://avatars.discourse-cdn.com/v4/letter/s/848f3c/32.png) [@ShibbOleth](https://boards.straightdope.com/u/ShibbOleth)\
**Post date:** [August 17, 2011, 10:52pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/3 "2011-08-17T22:52:49Z")

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I have a 15 year old daughter getting her learner’s permit this Friday, so will also be curious.

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**Author:** ![Algher](https://avatars.discourse-cdn.com/v4/letter/a/3d9bf3/32.png) [@Algher](https://boards.straightdope.com/u/Algher)\
**Post date:** [August 17, 2011, 10:55pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/4 "2011-08-17T22:55:14Z")

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Adding my 16 year old son added $100 per month to my bill. He is listed as the primary driver on my Ford Fusion Hybrid, but we also have a Sequoia and a '67 Mustang on our policy.

USAA

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**Author:** ![ShibbOleth](https://avatars.discourse-cdn.com/v4/letter/s/848f3c/32.png) [@ShibbOleth](https://boards.straightdope.com/u/ShibbOleth)\
**Post date:** [August 17, 2011, 11:17pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/5 "2011-08-17T23:17:51Z")

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> [@Algher](#):
>
> Adding my 16 year old son added $100 per month to my bill. He is listed as the primary driver on my Ford Fusion Hybrid, but we also have a Sequoia and a '67 Mustang on our policy.
> 
> USAA

What’s your location? If you don’t mind telling, what’s this as a percent of your previous cost?

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**Author:** ![Algher](https://avatars.discourse-cdn.com/v4/letter/a/3d9bf3/32.png) [@Algher](https://boards.straightdope.com/u/Algher)\
**Post date:** [August 17, 2011, 11:32pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/6 "2011-08-17T23:32:44Z")

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> [@ShibbOleth](#):
>
> What’s your location? If you don’t mind telling, what’s this as a percent of your previous cost?

Orange County, CA

Old monthly was $174 per month (had to look it up, it is bundled with my homeowners policy)

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**Author:** ![baila6](https://avatars.discourse-cdn.com/v4/letter/b/4491bb/32.png) [@baila6](https://boards.straightdope.com/u/baila6)\
**Post date:** [August 17, 2011, 11:51pm UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/7 "2011-08-17T23:51:55Z")

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> [@Mangosteen](#):
>
> I’m in southern California, but I’d also like to hear what other areas are charging.
> 
> Thanks!

My son is 16 and he has the [young driver insurance](http://www.quotes-center.com/young-driver-insurance/) as part of our GEICO insurance for our Tacoma. Added cost of $95 per month. We live in Denver. Zip code 80212

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**Author:** ![PunditLisa](https://avatars.discourse-cdn.com/v4/letter/p/4af34b/32.png) [@PunditLisa](https://boards.straightdope.com/u/PunditLisa)\
**Post date:** [August 18, 2011, 10:45am UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/8 "2011-08-18T10:45:54Z")

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We live in Cincinnati. Our premium went up about $75 per month for each car we added that listed the teenage driver as the primary driver.

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**Author:** ![pullin](https://avatars.discourse-cdn.com/v4/letter/p/c57346/32.png) [@pullin](https://boards.straightdope.com/u/pullin)\
**Post date:** [August 18, 2011, 11:13am UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/9 "2011-08-18T11:13:15Z")

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Adding 16 yr old daughter: $60 per month.

Adding 16 yr old son: $110 per month.

Mildly interesting note: Adding 18 yr old son to our airplane policy: $25 per month.

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**Author:** ![PunditLisa](https://avatars.discourse-cdn.com/v4/letter/p/4af34b/32.png) [@PunditLisa](https://boards.straightdope.com/u/PunditLisa)\
**Post date:** [August 23, 2011, 11:33am UTC](https://boards.straightdope.com/t/what-is-your-16-year-old-daughter-paying-for-auto-insurance/593088/10 "2011-08-23T11:33:54Z")

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> [@pullin](#):
>
> Mildly interesting note: Adding 18 yr old son to our airplane policy: $25 per month.

I’d imagine he’d drive an airplane far less often than he’d drive a car.
