# What is your ongoing opinion of the Affordable Care Act? (Title Edited)

**URL:** <https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561>\
**Category:** Politics & Elections\
**Created:** [January 17, 2013, 11:21pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561 "2013-01-17T23:21:39Z")\
**Posts on this page:** 20\
**Page:** 11

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**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\
**Post date:** [June 20, 2013, 7:11am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/201 "2013-06-20T07:11:20Z")

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> [@adaher](#):
>
> Anyone want to take any bets on whether the federal exchanges will be up and running on schedule?

As other reports regarding that point out, the administration’s workload for creating the federal marketplace has swelled beyond what the law’s authors predicted because many Republican-led states have refused to operate their own exchanges.

Yep, so besides being wrong you are actually pointing to a very good example of a group that is undermining a plan and they expect that they will not look ridiculous and unethical for telling others ‘how bad the plan is’.

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**Author:** ![2ManyTacos](https://avatars.discourse-cdn.com/v4/letter/2/3da27b/32.png) [@2ManyTacos](https://boards.straightdope.com/u/2ManyTacos)\
**Post date:** [June 22, 2013, 9:23pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/202 "2013-06-22T21:23:46Z")

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One of the little-known aspects of the ACA is its 80-20 medical-loss ratio. Looks like the MLR [saved nearly $4 billion last year.](http://www.californiahealthline.org/articles/2013/6/21/us-residents-saved-39b-in-2012-under-mlr-provision-sebelius-says.aspx)

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**Author:** ![2ManyTacos](https://avatars.discourse-cdn.com/v4/letter/2/3da27b/32.png) [@2ManyTacos](https://boards.straightdope.com/u/2ManyTacos)\
**Post date:** [June 24, 2013, 11:15pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/203 "2013-06-24T23:15:50Z")

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With just under 100 days until the ACA begins in earnest, here’s a long list of the things [that the administration still has to do before October.](http://www.washingtonpost.com/blogs/wonkblog/wp/2013/06/24/obamacare-has-99-problems-and-these-are-all-one/)

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**Author:** ![jasg](https://avatars.discourse-cdn.com/v4/letter/j/f0a364/32.png) [@jasg](https://boards.straightdope.com/u/jasg)\
**Post date:** [June 25, 2013, 2:23am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/204 "2013-06-25T02:23:05Z")

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… and with a 100 days to go, you might not find any help from your congressman if you have [questions](http://thehill.com/blogs/healthwatch/health-reform-implementation/305777-gop-to-constituents-questions-on-obamacare-call-obama).

> [@](#):
>
> “We know how to forward a phone call,” said Rep. Jason Chaffetz (R-Utah).

Other congressional offices are referring calls from their constituents who need assistance to HHS or back to the Obama administration - pretty much telling them to ‘call Obama’…

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [June 25, 2013, 6:35am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/205 "2013-06-25T06:35:03Z")

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I’d bet most Democrats have to do that as well. and OBama would forward you to Sebelius’ office, and she’d say, “We’re working on it, we’ll get back to you.”

This should be interesting.

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**Author:** ![Really\_Not\_All\_That\_Bright](https://avatars.discourse-cdn.com/v4/letter/r/e8c25b/32.png) [@Really\_Not\_All\_That\_Bright](https://boards.straightdope.com/u/Really_Not_All_That_Bright)\
**Post date:** [June 25, 2013, 1:44pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/206 "2013-06-25T13:44:01Z")

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Do you have a kneejerk quota or something?

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [June 28, 2013, 1:20am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/207 "2013-06-28T01:20:22Z")

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> **[Obamacare Hits Hollywood: Studios Brace for the Affordable Care Act](https://www.hollywoodreporter.com/news/politics-news/obamacare-hits-hollywood-studios-brace-574162/)**
>
> As payroll companies struggle to predict the impact of new laws on movie and TV shoots, one insider says the act “wasn’t written with this industry in mind.”

Oh boo hoo, ACA wasn’t written with the movie industry in mind.

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**Author:** ![GIGObuster](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/gigobuster/32/421_2.png) [@GIGObuster](https://boards.straightdope.com/u/GIGObuster)\
**Post date:** [June 28, 2013, 1:52am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/208 "2013-06-28T01:52:26Z")

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> [@adaher](#):
>
> [Obamacare Hits Hollywood: Studios Brace for the Affordable Care Act](http://www.hollywoodreporter.com/news/obamacare-hits-hollywood-studios-brace-574162)
> 
> Oh boo hoo, ACA wasn’t written with the movie industry in mind.

You still do not know what a compromise is, uh? In any case, as the link shows, executives don’t expect studios to follow the route of industries that already depend on seasonal or part time employees like the movie theaters, so let me guess, you got that spin of yours from HotAir or freerepublic?

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [July 2, 2013, 11:46pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/209 "2013-07-02T23:46:09Z")

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So, with less than TWO years before ACA is fully enacted, what is your opinion of it?

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**Author:** ![jasg](https://avatars.discourse-cdn.com/v4/letter/j/f0a364/32.png) [@jasg](https://boards.straightdope.com/u/jasg)\
**Post date:** [July 3, 2013, 12:06am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/210 "2013-07-03T00:06:14Z")

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> [@adaher](#):
>
> So, with less than TWO years before ACA is fully enacted, what is your opinion of it?

Still good. The recent change will streamline reporting for firms which (mostly) provide insurance to employees.

Do you think that the corporate reporting objections should have been ignored?

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**Author:** ![2ManyTacos](https://avatars.discourse-cdn.com/v4/letter/2/3da27b/32.png) [@2ManyTacos](https://boards.straightdope.com/u/2ManyTacos)\
**Post date:** [July 3, 2013, 12:11am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/211 "2013-07-03T00:11:23Z")

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[Yup, White House delays employer mandate until 2015.](http://www.washingtonpost.com/blogs/wonkblog/wp/2013/07/02/white-house-delays-employer-mandate-requirement-until-2015/)

Apparently, the reason for this is to supposedly streamline the reporting mechanisms and to facilitate the transition period. Still, I think it’s pretty blatantly fucking obvious that (at least one of) the underlying reason(s) for the delay is the 2014 midterms, which is, IMO, a stupid rationale to begin with.

And look, I’m not gonna sugarcoat it: I don’t support this delay. The problem with having ANY sorts of thresholds or impending deadlines is that persons and groups are ALWAYS going to resort to (again) sky-is-falling warnings if these supposed deadlines are ever crossed and the given changes are actually made; I fully expect to see similar dire warnings next year about the employer mandate, no matter how easy the administration is able to make the transition seem to be.

And Hell, a big part of me wanted to see if any of these employers would actually follow through on their stupid warnings, given the fact that I think that that would go a long way towards disengaging our country from our asinine employer-based health coverage.

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**Author:** ![Omg\_a\_Black\_Conservative](https://avatars.discourse-cdn.com/v4/letter/o/7ba0ec/32.png) [@Omg\_a\_Black\_Conservative](https://boards.straightdope.com/u/Omg_a_Black_Conservative)\
**Post date:** [July 3, 2013, 3:33am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/212 "2013-07-03T03:33:38Z")

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You know… Why is it so hard for some people to admit that the ACA is a gigantic clusterfuck?

The very fact that this was delayed until after the 2014 midterms should be a sign that even those who passed this abomination know it’s an abomination.

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**Author:** ![Fear\_Itself](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/fear_itself/32/19637_2.png) [@Fear\_Itself](https://boards.straightdope.com/u/Fear_Itself)\
**Post date:** [July 3, 2013, 3:53am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/213 "2013-07-03T03:53:10Z")

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> [@Omg\_a\_Black\_Conservative](#):
>
> You know… Why is it so hard for some people to admit that the ACA is a gigantic clusterfuck?

Clusterfuck implies a vast array of negative outcomes have already occurred, wreaking havoc on wide swaths of those in its way. In fact, you are unable to point to anything that has gone wrong, and continue to wring your hands and tell us how bad it will be, sometime in the distant future.

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**Author:** ![Omg\_a\_Black\_Conservative](https://avatars.discourse-cdn.com/v4/letter/o/7ba0ec/32.png) [@Omg\_a\_Black\_Conservative](https://boards.straightdope.com/u/Omg_a_Black_Conservative)\
**Post date:** [July 3, 2013, 4:07am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/214 "2013-07-03T04:07:44Z")

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Oh, since you want to be anal, “You know… Why is it so hard for some people to admit that the ACA is _going to be_ a gigantic clusterfuck?”. Is that better for you?

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**Author:** ![jasg](https://avatars.discourse-cdn.com/v4/letter/j/f0a364/32.png) [@jasg](https://boards.straightdope.com/u/jasg)\
**Post date:** [July 3, 2013, 4:08am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/215 "2013-07-03T04:08:55Z")

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> [@Omg\_a\_Black\_Conservative](#):
>
> You know… Why is it so hard for some people to admit that the ACA is a gigantic clusterfuck?

Well, for me because I purchase my own insurance and have seen and experienced the benefits of the ACA. Far from a clusterfuck IMHO.

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**Author:** ![UltraVires](https://avatars.discourse-cdn.com/v4/letter/u/ecccb3/32.png) [@UltraVires](https://boards.straightdope.com/u/UltraVires)\
**Post date:** [July 3, 2013, 11:22am UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/216 "2013-07-03T11:22:26Z")

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Reported for title change…it will be more than one year until Obamacare is fully implemented:

[http://news.yahoo.com/white-house-delays-key-element-065949545.html](http://news.yahoo.com/white-house-delays-key-element-065949545.html)

Oh, you are still required to purchase insurance, but your job isn’t required to provide it.

Even more troubling is a law that gives the executive a blank check to suspend implementation. “I know the law says that the new speed limit is going into effect August 1, but I’ve decided to make that August 1 of next year.” Did this law just hand over everything to the President?

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**Author:** ![Mr.Duality](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/mr.duality/32/4098_2.png) [@Mr.Duality](https://boards.straightdope.com/u/Mr.Duality)\
**Post date:** [July 3, 2013, 1:03pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/217 "2013-07-03T13:03:45Z")

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> [@jasg](#):
>
> Well, for me because I purchase my own insurance and have seen and experienced the benefits of the ACA. Far from a clusterfuck IMHO.

Ditto.

I went without health insurance for about 35 years because it was way too expensive. I recently got it, at a reasonable price.

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**Author:** ![iiandyiiii](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/iiandyiiii/32/7924_2.png) [@iiandyiiii](https://boards.straightdope.com/u/iiandyiiii)\
**Post date:** [July 3, 2013, 3:39pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/218 "2013-07-03T15:39:47Z")

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> [@Omg\_a\_Black\_Conservative](#):
>
> Oh, since you want to be anal, “You know… Why is it so hard for some people to admit that the ACA is _going to be_ a gigantic clusterfuck?”. Is that better for you?

I’m not a big fan of the ACA, but health care in the US is already a gigantic clusterfuck- my impression is that the clusterfuckness of our health care system will be lessened by the ACA.

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**Author:** ![adaher](https://avatars.discourse-cdn.com/v4/letter/a/dec6dc/32.png) [@adaher](https://boards.straightdope.com/u/adaher)\
**Post date:** [July 3, 2013, 6:00pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/219 "2013-07-03T18:00:31Z")

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Ezra Klein says the employer mandate should just be repealed:

> **[Obamacare’s employer mandate shouldn’t be delayed. It should be repealed.](https://www.washingtonpost.com/news/wonk/wp/2013/07/02/obamacares-employer-mandate-shouldnt-be-delayed-it-should-be-repealed/?variant=f27f5ed60de5b498)**
>
> Delaying Obamacare's employer mandate is the right thing to do. Eliminating it -- or at least overhauling it -- is probably the right thing to do. But this is not the right way to do it.

**As written, the employer mandate probably shouldn’t go into effect in 2014, or 2015, or ever. It should be reworked in Congress and then the replacement should be signed into law by the president. The White House’s delay might be better policy, but the way the delay was passed is part of a deeply broken process.**  
So badly written it can’t be implemented, ever. If only they’d read the bill, they might have spotted that minor problem. Be interesting to see how many other time bombs are written into the bill that no one is aware of.

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**Author:** ![ElvisL1ves](https://avatars.discourse-cdn.com/v4/letter/e/5daacb/32.png) [@ElvisL1ves](https://boards.straightdope.com/u/ElvisL1ves)\
**Post date:** [July 3, 2013, 6:30pm UTC](https://boards.straightdope.com/t/what-is-your-ongoing-opinion-of-the-affordable-care-act-title-edited/647561/220 "2013-07-03T18:30:20Z")

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> [@Omg\_a\_Black\_Conservative](#):
>
> The very fact that this was delayed until after the 2014 midterms should be a sign that even those who passed this abomination know it’s an abomination.

Or, it’s a sign they know it’s going to be lied about and demagogued during an election year by candidates and media types admired by the likes of you, and they calculate ACA is going to be stronger in the long term if the implacably oppositionist opposition is disarmed and weakened in the next Congress.

Which seems more likely to you?

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