[QUOTE=Happy Wanderer]
I don’t know how it works at your grocery store, but here we have our own card reader. I can key my phone number to activate my club discount, swipe my ATM/visa, enter the pin, and be done before the clerk has scanned five items. Then she just has to push total, and wait for the reciept.
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That is almost true, but I can tell you I’ve spent 'way too much time behind people asking where to sign on the pad, asking if they can get cash back, having to be reminded to confirm the total, and so on. Heck, waiting for the receipt for a credit card or ATM customer can take as long as imprinting the back of the check and tossing it in a drawer.
[QUOTE=Happy Wanderer]
With a check she has many more steps that she has to perform, even if it completely filled out when she is done scanning the order, so here at least, YOU ARE HOLDING UP THE LINE IF YOU WRITE A CHECK, no matter how good of a boy scout you are.
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You are simply flat-out incorrect. When the last item is scanned, the total is on the screen. I fill it in and the check is in the cashier’s hands before the last item is bagged. All she has to do is slip it in the printer and put it in her drawer. There’s no delay whatsoever. Unprepared twits slow down lines, not checks.
And, by the way, this is a small town and I’m trying to be courteous to the grocery store. I own a retail business, so I understand checks. When you write me a check for $100, I get $100. When you use a credit card, get $97 for that same purchase. Your card costs the grocer 3%. Thy have to raise prices 3% to compensate. So I’m paying more for my groceries because you want to use a credit card. Who’s the twit here?
[QUOTE=Happy Wanderer]
Well, first of all, you are wrong to write “Check ID” in the signature area. You could and should have your card refused if that is what it says.
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I’m not wrong, although your sweeping judgmental overgeneralization is. If a store refused my card, they would be in violation of their merchant card agreement. There is nothing anywhere that says I can’t write “Check ID” on the back of my card. As long as I sign the card, I can write “Remove Clothes” after it if I should so choose.
When they check the signature (which they are REQUIRED to do), the “Check ID” written next to it is my request to look at my ID as well. Granted, there’s no imperative to obey my request and ask for the ID, but if they refused my card, I’d certainly call VISA on the spot to complain about them.
If everybody asked for ID when it said to ask for ID, it would be a whole lot harder to use stolen cards. Yes, I’ve had cards stolen and used.
I don’t know why you have such a crusade against checks, Happy Wanderer, but you need to realize that a slow or unprepared person will slow down your line whether they pay with cash, check, ATM card, credit card, or sexual favors. Your problem is with people, not with specific methods of payment (well, your problem in this thread is with overgeneralizing, but that’s a different story).