# What problems could we solve in America, that could actually save money by solving the problem, but we still don't solve them

**URL:** <https://boards.straightdope.com/t/what-problems-could-we-solve-in-america-that-could-actually-save-money-by-solving-the-problem-but-we-still-dont-solve-them/1018017>\
**Category:** Great Debates\
**Created:** [May 7, 2025, 4:49pm UTC](https://boards.straightdope.com/t/what-problems-could-we-solve-in-america-that-could-actually-save-money-by-solving-the-problem-but-we-still-dont-solve-them/1018017 "2025-05-07T16:49:32Z")\
**Posts on this page:** 1\
**Showing post:** 65

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**Author:** ![LSLGuy](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/lslguy/32/5813_2.png) [@LSLGuy](https://boards.straightdope.com/u/LSLGuy)\
**Post date:** [May 12, 2025, 1:14am UTC](https://boards.straightdope.com/t/what-problems-could-we-solve-in-america-that-could-actually-save-money-by-solving-the-problem-but-we-still-dont-solve-them/1018017/65 "2025-05-12T01:14:51Z")

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> [@DrDeth](#):
>
> > [@Velocity](#):
> >
> > Charging even a very modest amount for tuition, textbooks, room and board, etc. tends to have a big psychological effect on minds. Even just $250 a semester feels drastically different to the consumer/economics/payer mind than $0.
> 
> Well, most CA community colleges charge a modest Student body fee, and then there’s textbooks, which AFAIK, arent even free in the nations with “free” colleges.
> 
> > [@Velocity](#):
> >
> > This is why, for instance, in some nations that offer single-payer universal healthcare, by analogy, they’ll still charge a small fee that does almost nothing to defray the actual cost of the healthcare provided, such as $10 or $20.
> 
> Yes, many nations with UHC still have a modest co-pay.

@Velocity’s phrase “deterrence against frivolous use” is perfect. Short, punchy, and exactly accurate.

  

See here for a post, and an entire thread, on exactly this topic.

> [@What's the point of trivial insurance co-pays?](https://boards.straightdope.com/t/whats-the-point-of-trivial-insurance-co-pays/326082/21):
>
> I used to own a laundromat back in the 1970s. When we bought it, the driers were equipped with timers but not coin mechanisms; IOW the dry was free, a common come-on in those days. These driers were the big laundromat type with the round glass door which can easily dry 2 or 3 washer-loads at once. Some other laundromats charged for dries, a dime being the common price. Coin mechanisms were $200/ea, so the time to payback on a retrofit was long, considering the dime also had to pay for mainte…

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