I had my annual physical in October, just after the OTC info was publicized so I got Rx’s for all my generics-3 allergy meds, saw palmetto, vitamins, etc. the doc/pa’s did not know anything about the FSA OTC changes. Now that my new FSA account has kicked in I plan to hit the CVS this week and try to find the right quantity containers on the shelf and then convince the pharmacists (who also 3 weeks ago did not know anything about it) to put them in RX-labeled vial/tubes and give me reimbursable receipts.
Anybody know how that paperwork/labeling is supposed to work? Do I take the items off the shelf & give them to the pharmacist or do I just give them the Rx’s and let them pull them off the shelf? I’ll find out, I guess. I just wish I hadn’t cut back on this year’s reimbursement total. But then, I may retire (again) this year before it’s over or before the total is reached.
I think the paperwork just involves submitting a manual claim (vs using a debit card tied to the FSA), including a copy of a doctor’s prescription.
FYI - not sure why you lowered your reimbursable total for the year - if you work less than the full year you’ll have less taken out overall (e.g. you say 1200 a year which equals 100 a month, then you work six months, you’ve only had 600 taken out).
As an aside: One year I had planned on something like 1200 a year. 3 months into the fiscal year, my division was sold to another company. At the old company, they automatically processed medical care copays through flex spending. I’d had, say, 500 dollars out of pocket through the 3 months I was covered. They paid me all 500. I tried to find someone to repay the 200 bucks to, and they insisted everything was fine.
I know that you can be reimbursed for money you have not yet deposited and this is standard practice (like my surgery in February 2011 - used up almost all my year’s flex money on that). I had assumed that they’d ask me to repay the overpayment - but have since heard that this is NOT the case for most employers. Which is utterly BIZARRE to me.