# What's the replacement cost of everything on your person on an average day?

**URL:** <https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875>\
**Category:** In My Humble Opinion\
**Created:** [January 5, 2007, 10:29pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875 "2007-01-05T22:29:16Z")\
**Posts on this page:** 20\
**Page:** 1

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**Author:** ![minor7flat5](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/minor7flat5/32/258_2.png) [@minor7flat5](https://boards.straightdope.com/u/minor7flat5)\
**Post date:** [January 5, 2007, 10:29pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/1 "2007-01-05T22:29:16Z")

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Imagine you wake up suddenly and find you are in a hospital bed – your last memory is of walking around in the parking lot at work or school. Worse, you realize that you don’t have a stitch of clothing on, and nobody has a clue where it all went. Wedding ring and tongue stud gone too. Everything gone.

What would be the replacement cost of it all?  
Assume you have your regular stuff with you. If you usually carry a laptop, include that. If you sport a Prada bag, include that.

I was thinking about this as I purchased a new set of glasses the other day that came out to the absurd price of $500…

For me:

Shoes: $70  
Socks: $5  
Skivvies: $3  
Pants: $30  
Shirt: $30  
Belt: $30  
Wedding band: $200  
Omega wristwatch: $1500  
annoyingly-expensive glasses: $500  
A-2 reproduction jacket: $400  
Treo: $300  
Memory card for Treo: $50  
Swiss memory knife: $70  
Wallet (without contents): $25

Comes out to $3213. Even if the main offender, the watch, is omitted, it would still be over $1700 bucks.

That’s without even counting the problems resulting from losing the wallet contents.

Holy crap!

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**Author:** ![Ephemera](https://avatars.discourse-cdn.com/v4/letter/e/8baadc/32.png) [@Ephemera](https://boards.straightdope.com/u/Ephemera)\
**Post date:** [January 5, 2007, 10:39pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/2 "2007-01-05T22:39:24Z")

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Glasses: $150  
Watch: $60  
Coat: $80  
Shirt: $25  
Pants: $25  
Wallet: $10  
Cell phone: $100  
Keyring: $25  
Socks: $5  
Shoes: $40

$570, give or take.

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**Author:** ![Aestivalis](https://avatars.discourse-cdn.com/v4/letter/a/d6d6ee/32.png) [@Aestivalis](https://boards.straightdope.com/u/Aestivalis)\
**Post date:** [January 5, 2007, 11:04pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/3 "2007-01-05T23:04:39Z")

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Shoes: $70  
Socks: $5  
Skivvies: $3  
Pants: $30  
T-Shirt: $5  
Sweater: $30  
Belt: $15  
Wedding band: $800  
Oris wristwatch: $800  
Glasses: $160  
Banana Republic wool coat: $200  
Isotoner Gloves: $20  
Gap Scarf: $25  
Wool Cap: $5  
Smartphone: $250  
Wallet (without contents): $15  
2 Car Keys with chip: $100  
1 Car Keyfob: $30

$2563. The watch and wedding ring are the big offenders. Glad I don’t wear my Rolex often. And I didn’t include the laptop I carry around (it’s from work anyway).

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**Author:** ![freckafree](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/freckafree/32/3050_2.png) [@freckafree](https://boards.straightdope.com/u/freckafree)\
**Post date:** [January 5, 2007, 11:23pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/4 "2007-01-05T23:23:27Z")

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Sweater: $40  
Undies: $15  
Jeans: $20  
Shoes: $35  
Glasses: $160  
Watch: $10  
Rings: $750 (real WAG on those. The priciest would be my mom’s diamond-and-platinum wedding set, but they’d be irriplaceable, too)  
Earrings: $15  
Fossil bag: $75  
Key case: $15  
iPod: $150  
Tracfone: $0 (I’d just wait until they ran another “get a reconditioned phone free” special)  
Car key & remote: $65  
Swiss army knife: $15

Comes to not quite $1,400.

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**Author:** ![malkavia](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/malkavia/32/5621_2.png) [@malkavia](https://boards.straightdope.com/u/malkavia)\
**Post date:** [January 5, 2007, 11:33pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/5 "2007-01-05T23:33:47Z")

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Shoes - $25  
Pants - $20  
Socks - $2  
Wedding Band - $300  
Breast cancer awareness bracelet - $1  
Shirt - $13  
Bra - $18

* * *

For a grand total of 379 dollars. God, I love Ross.

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**Author:** ![gotpasswords](https://avatars.discourse-cdn.com/v4/letter/g/c57346/32.png) [@gotpasswords](https://boards.straightdope.com/u/gotpasswords)\
**Post date:** [January 5, 2007, 11:50pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/6 "2007-01-05T23:50:07Z")

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You guys are making me feel like a vagrant.

Boots: $70  
Socks: $2  
Pants: $35  
Belt: $50  
Shirt: $30  
Jacket: $65  
BART ticket: $4.75  
Cell phone: free

All comes to well under $300

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**Author:** ![AuntiePam](https://avatars.discourse-cdn.com/v4/letter/a/f19dbf/32.png) [@AuntiePam](https://boards.straightdope.com/u/AuntiePam)\
**Post date:** [January 5, 2007, 11:59pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/7 "2007-01-05T23:59:50Z")

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I’ll try to make **gotpasswords** feel better:

Shoes - $30  
Socks - $1 (I buy them in packs at K-Mart)  
Bra - $12  
Undies - $1 (see Socks)  
Jeans - $30  
Shirt - $10  
Wedding ring - $100 (no stones)  
Coat - $60  
Purse - $30

$263

Oops. Glasses. Dammit. About $400, no line bifocals, Transitions lenses.

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**Author:** ![Kayeby](https://avatars.discourse-cdn.com/v4/letter/k/9de0a6/32.png) [@Kayeby](https://boards.straightdope.com/u/Kayeby)\
**Post date:** [January 6, 2007, 12:01am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/8 "2007-01-06T00:01:33Z")

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In Australian dollars:

Necklace - $400  
Ring - $100  
Bag - $1800  
Phone - $50  
Wallet - $20  
Breath Mints - $2.50  
Daily Planner - $600  
Moleskine - $20  
Pen - $2  
Sunglasses - $200  
Sandals - $70  
Skirt - $30  
Top - $30  
Tiger Balm - $5

$3329.50. Most of that stuff I wouldn’t replace though - it was purchased pre-mortgage when I actually had something resembling disposable income.

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**Author:** ![notthatagain](https://avatars.discourse-cdn.com/v4/letter/n/22d042/32.png) [@notthatagain](https://boards.straightdope.com/u/notthatagain)\
**Post date:** [January 6, 2007, 12:32am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/9 "2007-01-06T00:32:03Z")

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Wallet: $15  
Replacement (lost) Drivers License Fee: $18  
Glasses: $400  
Shoes: $13  
Socks: $3  
Jeans: $35  
Skivvies: $4  
T-shirt: $3  
Belt: $20  
Belt Buckle: $50  
Sweatshirt $15  
Watch: $4  
1 pack of cigarettes: $5.50  
Bic lighter: $2  
Cell phone: $400  
Ring: $350  
Pen: $2  
Upper partial denture: $950

$2289.50 Round it up to $2300 if you count the jacket in fall/winter.

Hmm. This exercise makes me wonder if my denture _is_ insured. If I didn’t have the cash on hand, that’s certainly something I’d want replaced pronto! Whaddya think? Fire, Theft, Loss & Collision?

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**Author:** ![StGermain](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/stgermain/32/2868_2.png) [@StGermain](https://boards.straightdope.com/u/StGermain)\
**Post date:** [January 6, 2007, 1:49am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/10 "2007-01-06T01:49:00Z")

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No watch. No glasses. No dentures (although I doubt that would be stolen).

Shirt - $10 cotten turtleneck  
Jeans - $16 (Wal-mart)  
Socks - $1. (six pack for $5.00)  
Underwear - $1 (see above)  
Bra - $8 (Target clearance)  
Boots/shoes - $15 (either cheap tennis shoes or clearance shoes)  
Wallet - Just credit and debit cards. And library card and voter’s registration  
Sometimes up but not exceeding $20 cash wadded in my pockets  
Cellphone - $100

Total, including sometimes cash - $151.

I’m a no-frills kinda gal.

Wait - I forgot my sapphire ring. Gift from my mother. Probably worth about $250.

New total - $401.

StG

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**Author:** ![ZebraShaSha](https://avatars.discourse-cdn.com/v4/letter/z/eada6e/32.png) [@ZebraShaSha](https://boards.straightdope.com/u/ZebraShaSha)\
**Post date:** [January 6, 2007, 1:55am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/11 "2007-01-06T01:55:43Z")

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Shoes - $5  
Pants - \>$10  
Shirt - ~$5  
Socks - $1  
Hat - ~%10  
Belt - Free  
Knife - Free  
Phone - Probably free  
Buzzcard - $25 to replace

Let’s just say 20 to 30 for my outfit, 25 if I lost my Buzzcard. That’s all I’ve got.

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**Author:** ![Anaamika](https://avatars.discourse-cdn.com/v4/letter/a/5f9b8f/32.png) [@Anaamika](https://boards.straightdope.com/u/Anaamika)\
**Post date:** [January 6, 2007, 2:29am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/12 "2007-01-06T02:29:51Z")

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What an interesting idea!

I wear contacts but if I had glasses that day: $300 (does it count if insurance covers part of it?)  
Watch: $65 - except the style I wear is no longer made. So it could be more.  
Coat: $200  
Shirt: $20  
Pants: $20  
Purse: $10  
Cell phone: $50  
Keyring: $25  
Shoes: $20  
Gold necklace: $150  
Gold pendant: $100  
Nose ring: $250  
Gold earring hoops: $100

$1480.

No contents of purse included, and half my life is in there.

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<div class="post-metadata">

**Author:** ![MadPansy64](https://avatars.discourse-cdn.com/v4/letter/m/dc4da7/32.png) [@MadPansy64](https://boards.straightdope.com/u/MadPansy64)\
**Post date:** [January 6, 2007, 2:35am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/13 "2007-01-06T02:35:26Z")

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I’m too erratic to give an even semi-accurate average, so . . .

Thursday:  
Jeans $8  
sweater$140  
Shoes $35  
Purse $110  
Misc Jewelry $150  
PDA : $150-ish  
Cell $0 (freebie when I renew the contract next month  
Car keys/remotes $200-ish  
Unders $49.50  
Ring $200  
Watch $14.99

=$1057.49  
Friday afternoon:  
Jeans $120  
Top $9  
Boots $300\*\*  
Purse $11  
Misc Jewelry $50  
new Glasses $497.72  
Laptop & case $1750  
Cell $0 (freebie when I renew the contract next month  
Car keys/remotes $200-ish  
Unders $50.50  
Ring $200  
Watch $14.99

= $3203.21

Not including contents of my purse, and assuming I can get sale prices on the replacement items.

\*\*25 years ago, probably not replaceable (cute shoes never die 😃 )

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<div class="post-metadata">

**Author:** ![Bobotheoptimist](https://avatars.discourse-cdn.com/v4/letter/b/919ad9/32.png) [@Bobotheoptimist](https://boards.straightdope.com/u/Bobotheoptimist)\
**Post date:** [January 6, 2007, 3:50am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/14 "2007-01-06T03:50:44Z")

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Why do you want to know? 🙂

Luminox 1602 - $450  
Wedding ring - ?? I dunno, $200?  
Leatherman Wave $65  
Dillon belt - $70  
Dillon holster - $75  
Custom Colt Commander - $1500  
Insoles - $200  
Shoes - $100  
Pants, shirt, socks, unders - $50  
Coat - between $100 and $800 (depends on the day)  
Masonic Ring - $150  
PDA - $200  
$3160 - $3860

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<div class="post-metadata">

**Author:** ![Mrs\_Johnson](https://avatars.discourse-cdn.com/v4/letter/m/7cd45c/32.png) [@Mrs\_Johnson](https://boards.straightdope.com/u/Mrs_Johnson)\
**Post date:** [January 6, 2007, 3:56am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/15 "2007-01-06T03:56:24Z")

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Shoes: $90  
Socks: $2  
Underwear: $3  
Bra: $25  
Pants: $30  
Shirt: $15  
Sweater: $30  
Belt: $25  
Purse: $25  
Cell phone: $200 roughly  
Card wallet (without contents): $30  
Sunglasses: $75  
Total: $550…

give or take $50 to 100. My cell phone is about due for replacement. I rarely wear jewelry or carry cash.

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<div class="post-metadata">

**Author:** ![Jammer](https://avatars.discourse-cdn.com/v4/letter/j/df705f/32.png) [@Jammer](https://boards.straightdope.com/u/Jammer)\
**Post date:** [January 6, 2007, 3:58am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/16 "2007-01-06T03:58:52Z")

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Well, if it happened when I was on my way home from work today, it would have been bad news for me.

Shoes $295  
Socks $8  
Wool Slacks $170  
Cotton Dress Shirt $75  
Underwear $6  
T-shirt $3  
Sunglasses $195  
Belt $50  
Laptop bag $100  
Laptop $2500  
Blackberry $250  
Wireless Bluetooth Thingy $80  
iPod $299  
Wallet (minus cash) $20

Comes to $4051.00, but the laptop bag full of goodies is the big killer.

On the weekends, you would never find me worth more than about $75. 🙂

Jammer

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**Author:** ![matt\_mcl](https://avatars.discourse-cdn.com/v4/letter/m/7ab992/32.png) [@matt\_mcl](https://boards.straightdope.com/u/matt_mcl)\
**Post date:** [January 6, 2007, 4:08am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/17 "2007-01-06T04:08:13Z")

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Excluding the wallet:

Shirt: $30  
T-shirt: $10  
Underwear: $5  
Jeans: $40  
Socks: $3  
Shoes: $200 (they’re orthopedic)  
Orthotics: $300  
Glasses: $300? Something like that  
Palm: $449  
Memory card: $40  
Thumb drive: $50  
Watch: $20  
Earrings: $10  
Necklace: $15  
Bag: $7  
Buttons: $24  
MP3 player: $100

Approximate total: $1603

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<div class="post-metadata">

**Author:** ![Ice\_Wolf](https://avatars.discourse-cdn.com/v4/letter/i/dfb087/32.png) [@Ice\_Wolf](https://boards.straightdope.com/u/Ice_Wolf)\
**Post date:** [January 6, 2007, 4:11am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/18 "2007-01-06T04:11:55Z")

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Shoes: $40  
Socks: $2  
Underwear: $2  
Pants: $30  
T-shirt: $10  
Watch: $90  
Glasses: $700 (thankfully, insured)  
Backpack: $20  
Folders, stationery: probably around $100  
Cameras: $900  
Raincoat: $2  
Wallet: $10. The amount of cash I carry varies.  
Cellphone: $200  
Keys: say $150 at least

Total: (in NZD) $2256. Wow. I’d better watch where I’m going.

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<div class="post-metadata">

**Author:** ![tremorviolet](https://avatars.discourse-cdn.com/v4/letter/t/e47774/32.png) [@tremorviolet](https://boards.straightdope.com/u/tremorviolet)\
**Post date:** [January 6, 2007, 4:29am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/19 "2007-01-06T04:29:10Z")

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Average work day:

Shoes - $400  
Skirt - $200  
Shirt - $50  
Sweater -$100  
Underthings - $30  
Leather jacket - $300  
Earrings - $20  
Watch - $100  
Handbag - $1000  
Assorted things in my handbag - say $50

Total - $2250

Average weekend day:

Flipflops - $14  
Cargo shorts - $10  
Tank top - $7  
Underthings - $15  
Fleece - $15  
Wallet - $12

Total - $63

Dang, I figured my shoes and bag would’ve pushed me to near the top of the thread but I’m way less than some people. Big difference without jewelry/glasses/electronic goods.

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<div class="post-metadata">

**Author:** ![Aserrann](https://avatars.discourse-cdn.com/v4/letter/a/82dd89/32.png) [@Aserrann](https://boards.straightdope.com/u/Aserrann)\
**Post date:** [January 6, 2007, 4:48am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/20 "2007-01-06T04:48:59Z")

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Interesting idea… hmm…

Clothes - $35 (cheap stuff, mostly)  
sweatshirt - $20  
pen - $1  
wallet - $20  
MBTA T-Pass - $70  
phone - $200  
flashlight - $20  
flashdrive - $40  
glasses - $200

$606 for base… usually, though, i have a laptop bag with…

laptop bag - $40  
laptop - $500 (gotten through school, $500 is the cost of a replacement)  
burned CDs - $5  
external hard drive - $100  
pens and pencils - $5  
mini office supplies - $15  
flashdrives - $50  
notebook - $5  
moleskin - $10

subtotal - $730

for a grand total of - $1336

[Next page](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875.md?page=2)
