# What's the replacement cost of everything on your person on an average day?

**URL:** <https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875>\
**Category:** In My Humble Opinion\
**Created:** [January 5, 2007, 10:29pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875 "2007-01-05T22:29:16Z")\
**Posts on this page:** 20\
**Page:** 2

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**Author:** ![Lissa](https://avatars.discourse-cdn.com/v4/letter/l/85f322/32.png) [@Lissa](https://boards.straightdope.com/u/Lissa)\
**Post date:** [January 6, 2007, 5:07am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/21 "2007-01-06T05:07:43Z")

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My grandmother’s diamond ring: $6,000  
Sapphire ring: $2,500  
Wedding band: $200  
Thumb ring: $250  
Watch $5  
Clothes: Maybe $100 all-told. (I don’t buy expensive clothing.)  
Purse: $20  
Wallet $50  
Medications in purse: $250  
Stuffed pig keychain: priceless  
All told, almost $9000.

I’m sort of shocked by this number because I’d never thought about it before and never realized what a loss it would be if I lost all of the posessions on my person.

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**Author:** ![hawksgirl](https://avatars.discourse-cdn.com/v4/letter/h/ed655f/32.png) [@hawksgirl](https://boards.straightdope.com/u/hawksgirl)\
**Post date:** [January 6, 2007, 5:19am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/22 "2007-01-06T05:19:39Z")

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I carry a lot of stuff on me. I hate purses and hate to carry things, so everything but the backpack and clothes are carried in my jacket, so just losing that would probably make me cry for a while.

Glasses: $200  
Jeans: $60  
Shirt: this one was free, we’ll assume average $15  
Shoes: $50 (? not really sure)  
Underwear: $5  
Bra: $50  
Socks: $3  
Jacket: $10 from the thrift store  
mp3 player: $75  
Wallet: $20  
Paperback in my pocket: $1.50 (thrift store also)  
Cell Phone: $150  
Hat: gift made by a friend, irreplaceable  
Backpack: $30  
Books: don’t even get me started

Total: $719.50, not counting the hat and unknown book costs

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<div class="post-metadata">

**Author:** ![Sapo](https://avatars.discourse-cdn.com/v4/letter/s/ec9cab/32.png) [@Sapo](https://boards.straightdope.com/u/Sapo)\
**Post date:** [January 6, 2007, 5:36am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/23 "2007-01-06T05:36:21Z")

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Champs t-shirt $4  
Kahkis $15  
Sandals $9  
Underpants $3  
Swatch $80  
Wedding band $1800  
Cellphone (free with plan but cheapo 3-year old, maybe $50)  
Car keys ($30 to replace if they didn’t take the car)  
Wallet $20 + about $10 in cash

So a wedding band, a watch and $100 worth of sad looking junk

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**Author:** ![Kamino\_Neko](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kamino_neko/32/34_2.png) [@Kamino\_Neko](https://boards.straightdope.com/u/Kamino_Neko)\
**Post date:** [January 6, 2007, 5:41am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/24 "2007-01-06T05:41:42Z")

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Hmmm…

Hundred bucks for my shoes.  
200 for my glasses.  
30 for my pants.  
20 for my shirt.  
20 for my second shirt.  
Probably 20-30 cash on me.  
Socks probably $5.  
Underpants, negligible.  
10-30 for whatever book I was carrying at the time.  
100 for the CD player.  
15-20 for the CD I’m listening to.  
15 for the backpack the book and CD player are in.

So…depending just what I have on me, 5-600 dollars.

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**Author:** ![Waenara](https://avatars.discourse-cdn.com/v4/letter/w/50afbb/32.png) [@Waenara](https://boards.straightdope.com/u/Waenara)\
**Post date:** [January 6, 2007, 6:36am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/25 "2007-01-06T06:36:21Z")

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It varies from day to day, but today the replacement values would have been:

Undies: $10  
Bra: $30  
Shirt: $30  
Jeans: $60  
Socks: $3  
Shoes: $60  
Glasses: $240  
Glasses case: $20  
Rings (2): $70  
Earrings: $8  
Watch: $120  
Winter jacket: $140  
Scarf: $20  
Mittens: $15  
ipod: $225  
Thumb drive: $40  
Purse: $40  
Wallet (not inc. contents): $20  
Cash in wallet: $25  
Bus pass: $59  
Cell phone: $110  
Moleskine daily planner: $20  
Misc stuff in purse (cosmetics, kleenex): about $30

$1,395

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<div class="post-metadata">

**Author:** ![Queen\_Bruin](https://avatars.discourse-cdn.com/v4/letter/q/e274bd/32.png) [@Queen\_Bruin](https://boards.straightdope.com/u/Queen_Bruin)\
**Post date:** [January 6, 2007, 7:09am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/26 "2007-01-06T07:09:11Z")

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Socks/Bra/Underwear: $70  
Shoes: $50  
Jeans: $30  
Shirt (assuming my usual layered ensemble): $45  
Corduroy jacket: $25  
iPod: $200  
Cell phone: $100  
Wedding set: $800  
Seiko watch: $200  
Contact lenses: $5  
Handbag: $25  
Wallet: $25  
Cosmetics: $25

$1600

If we count my bookbag ($75) and everything in it (textbooks and laptop), add another grand or so.

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**Author:** ![alice\_in\_wonderland](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/alice_in_wonderland/32/176_2.png) [@alice\_in\_wonderland](https://boards.straightdope.com/u/alice_in_wonderland)\
**Post date:** [January 6, 2007, 7:24am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/27 "2007-01-06T07:24:10Z")

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Hooo, boy - I’m guessing we’re including the contents of my handbag, because I carry it with me all the time, so I’ll do the outfit I had on last time I went into my office:

Boots = $400  
Skirt = $130  
Tank top = $75  
Jacket = $225  
Underwear = $300  
Glasses = $400  
Ring #1 = $250  
Ring #2 = $900  
Watch = $600  
Necklace = $200  
Earrings = $100  
Puffer coat = $350  
Scarf = $20  
Mittens = $15  
Purse = $500  
Wallet = $100  
Cell Phone = $350  
MP3 Player = $300  
Cosmetics (in purse) = $250  
Sunglasses = $500  
Misc. stuff in bottom of purse = $25

So…$5,990.00 which is actually better than I thought it would be.

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<div class="post-metadata">

**Author:** ![GorillaMan](https://avatars.discourse-cdn.com/v4/letter/g/50afbb/32.png) [@GorillaMan](https://boards.straightdope.com/u/GorillaMan)\
**Post date:** [January 6, 2007, 7:39am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/28 "2007-01-06T07:39:24Z")

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Cheap suit & other clothes: $200  
Coat: $300  
Glasses: $150  
Wallet & contents: $100  
Case, music, supplies: $200  
Laptop: $2000  
Violin: ummm, replacement cost probably somewhere around $10-15k. Need I add it up?

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<div class="post-metadata">

**Author:** ![Lisa-go-Blind](https://avatars.discourse-cdn.com/v4/letter/l/7c8e57/32.png) [@Lisa-go-Blind](https://boards.straightdope.com/u/Lisa-go-Blind)\
**Post date:** [January 6, 2007, 7:56am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/29 "2007-01-06T07:56:27Z")

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Person:  
Shirt: $35  
Jacket: $30  
Jeans/Pants: $55  
Socks: $5  
Shoes: $35  
Bra: $55  
Underwear: $3  
Rings: $30  
Earrings: $25  
Barrette: $10  
Necklace: $20  
Total: $303

Purse:  
Purse: $12  
Cell phone: received free, but would have to pay ~$50 for a new one  
iPod: it’s an old one, but would have to pay $350 to get a new one  
Assorted pens and pencils: $2  
Flash drive: $35  
Wallet and cash: $100  
Change purse and change: $12  
Lip gloss: $12  
Lip balm: $4  
Assorted gift cards: $200  
Sunglasses: $15  
Checkbook: $5  
Box of Altoids: $2  
Compact mirror: $8  
Keychain, keys and tiny light: $30  
Total: $837 (or, not including money and gift cards, $545)

Wow. The money that goes into my purse astounds me.

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<div class="post-metadata">

**Author:** ![Dinaroozie](https://avatars.discourse-cdn.com/v4/letter/d/e9c0ed/32.png) [@Dinaroozie](https://boards.straightdope.com/u/Dinaroozie)\
**Post date:** [January 6, 2007, 8:07am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/30 "2007-01-06T08:07:12Z")

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Stuff I definitely have on me:  
Glasses - maybe $200  
Watch - not much at all, maybe $20  
Sneakers - some stupid amount, like $150  
Clothes - varies, of course, but I’d guess around $100 total on average  
Wallet/contents - maybe $100  
Keys - I guess it’d cost maybe ten or twenty dollars to recut them, so $15  
USB Key - $85  
Slinky spring - $3.50  
Ummmm hair tie - some trivial amount. Okay, I’m scraping the bottom of the barrel now.

So that comes to $673.50.

Now, for stuff I have on me about half the time (depends on if I’m at uni or not, but that’s usually where I am when I’m out and about):  
Backpack - Not much, maybe $50  
DS, games, totally awesome customised carry case - about $650  
Deck of cards - Around $3 I think  
Design folder - About $5 insofar as replacing it is possible  
Textbooks - I’d guess about $100 on average

So another $808 worth of stuff I sometimes have with me. That’s not too bad.

Also, note that this is all Australian dollars I’m speaking in.

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<div class="post-metadata">

**Author:** ![Rigamarole](https://avatars.discourse-cdn.com/v4/letter/r/77aa72/32.png) [@Rigamarole](https://boards.straightdope.com/u/Rigamarole)\
**Post date:** [January 6, 2007, 9:28am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/31 "2007-01-06T09:28:01Z")

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Shirt: $10  
Pants: $20  
Socks + underwear: $5  
Belt: $5  
Watch from Target: $10  
Shoes: $25  
Pocket comb, pen, notepad, wallet: $15  
Stuff in wallet: worthless. Certainly no money in there.

GRAND TOTAL: $90

I live in the 'hood, I prefer to roll light. Although occasionally I do carry around an MP3 player worth $120.

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<div class="post-metadata">

**Author:** ![Kalhoun](https://avatars.discourse-cdn.com/v4/letter/k/3bc359/32.png) [@Kalhoun](https://boards.straightdope.com/u/Kalhoun)\
**Post date:** [January 6, 2007, 11:05am UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/32 "2007-01-06T11:05:34Z")

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I’m still trying to wrap my brain around Alice In Wonderland’s $300 underwear!

Ok…here goes:

Underwear: $40  
Jeans: $65  
Top: $30  
Wedding set: $600  
Emerald bracelet: $500  
Emerald ring: $300  
Necklace: $50?  
Glasses: $25 (cheaters…I rarely wear my 'script peeps)  
Boots: $150  
Purse and contents: $150  
Watch: $500  
Earrings: $30

TOTAL: $2440

I had no idea my stuff added up to so much! It doesn’t _feel_ like $2440!

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<div class="post-metadata">

**Author:** ![AngelicGemma](https://avatars.discourse-cdn.com/v4/letter/a/439d5e/32.png) [@AngelicGemma](https://boards.straightdope.com/u/AngelicGemma)\
**Post date:** [January 6, 2007, 1:25pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/33 "2007-01-06T13:25:56Z")

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Clothes - £60  
Underwear - £30  
Socks - £1  
Handbag - £6  
Purse - £7  
Cash - £20  
Phone - £120  
Watch - £100  
Ring - £200

Total - £544

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<div class="post-metadata">

**Author:** ![AngelicGemma](https://avatars.discourse-cdn.com/v4/letter/a/439d5e/32.png) [@AngelicGemma](https://boards.straightdope.com/u/AngelicGemma)\
**Post date:** [January 6, 2007, 1:27pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/34 "2007-01-06T13:27:12Z")

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What the hell? I didn’t click submit I swear! I was still working on that!

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<div class="post-metadata">

**Author:** ![Noone\_Special](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/noone_special/32/2863_2.png) [@Noone\_Special](https://boards.straightdope.com/u/Noone_Special)\
**Post date:** [January 6, 2007, 1:38pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/35 "2007-01-06T13:38:44Z")

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Shoes: $50  
Shirt: $10  
Pants: $25  
Watch: $50  
Underwear: $10  
Glasses: $400 :eek:  
Wallet: $25 (not including contents)  
Car key: $0 – company car; their problem  
Cellphone: $0 – company phone; their problem…

Um… that’s it. Unless it’s raining in which case jacket: $100

So call it $570-670, most of which is my glasses.

IOW, the only part I’m _really_ worried about is the contents of my wallet…

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<div class="post-metadata">

**Author:** ![kittenblue](https://avatars.discourse-cdn.com/v4/letter/k/ba8739/32.png) [@kittenblue](https://boards.straightdope.com/u/kittenblue)\
**Post date:** [January 6, 2007, 2:23pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/36 "2007-01-06T14:23:42Z")

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I never even got to Alice in Wonderland’s $300 underwear…I stopped at the $75 tank top!

What I wore/carried yesterday:

panties 2.99  
bra 7.50  
tights 4.50  
half-slip 10.00  
shoes 9.99  
dress 3.00 (cheapy Wal-Mart fabric)  
necklace 1.00 (chain from craft store)  
watch 15.00  
jacket 5.00 (Great Salvation Army shop around here!)  
keys 30.OO to recut…didn’t have the car remote yesterday  
purse 8.00  
wallet, checkbook, various ID 50.00 to replace, based on what I spent last time my purse got stolen  
lipstick 10.00  
pen 1.00  
calendar 5.00  
glasses 150.00

For a total of $312.98

And in the tote bag:  
yarn 22.00  
circular needle 5.00  
videotape from library on knitting techniques 75.00

For a grand total of $414.98. Which barely covers Alice in Wonderland’s undies and first layer of clothes!

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<div class="post-metadata">

**Author:** ![Johnny\_L.A](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/johnny_l.a/32/1084_2.png) [@Johnny\_L.A](https://boards.straightdope.com/u/Johnny_L.A)\
**Post date:** [January 6, 2007, 2:39pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/37 "2007-01-06T14:39:17Z")

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Shoes: $80  
Socks: $8  
Slacks: $40  
Underwear: $5  
Shirt: $30  
Belt: $20  
Watch: $4500  
Wallet: $10  
Cash: $100  
Ear ring: $8  
Shades: $65

So about $4,866.

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<div class="post-metadata">

**Author:** ![Sublight](https://avatars.discourse-cdn.com/v4/letter/s/439d5e/32.png) [@Sublight](https://boards.straightdope.com/u/Sublight)\
**Post date:** [January 6, 2007, 3:07pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/38 "2007-01-06T15:07:36Z")

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Based on what I wore outside yesterday:

Glasses: $500  
Shirt: $40  
T-shirt: $5  
Wedding ring: $300  
Jeans: $40  
Belt: $30  
Underwear: $2 (on sale at WalMart)  
Socks: $3  
Shoes: $80  
Jacket: $80  
Wallet: $40 (pure guess)  
Coin purse: $100 (don’t ask)  
Cell phone: $0 (I only use the giveaway models, no bells or whistles)

Total: $1220

If I were wearing my watch, that would be another $2.

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<div class="post-metadata">

**Author:** ![groo](https://avatars.discourse-cdn.com/v4/letter/g/ecd19e/32.png) [@groo](https://boards.straightdope.com/u/groo)\
**Post date:** [January 6, 2007, 3:37pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/39 "2007-01-06T15:37:10Z")

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Ahem.  
Current stats on underwear in this thread:

Average price: $19.01  
Average price excluding **alice\_in\_wonderland** ’s hoity toity outlier(s): $10.23  
**Median: $3**  
Number going commando (or wearing underwear of “negligible” worth): 9 (27% of respondents)

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<div class="post-metadata">

**Author:** ![Hokkaido\_Brit](https://avatars.discourse-cdn.com/v4/letter/h/d26b3c/32.png) [@Hokkaido\_Brit](https://boards.straightdope.com/u/Hokkaido_Brit)\
**Post date:** [January 6, 2007, 4:15pm UTC](https://boards.straightdope.com/t/whats-the-replacement-cost-of-everything-on-your-person-on-an-average-day/386875/40 "2007-01-06T16:15:49Z")

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OK, I’ll have a go at adding it up…

glasses $600  
earrings $90  
wedding rings $300  
engagement ring $2000  
underwear $55  
jeans $40  
turtleneck $20  
fleece $40  
shoes $90  
That’s a shocking $3235 for stuff on my person alone.

Now to add the contents of my bag

Bag itself $50  
wallet $50  
inkan (personal seal) $40  
business wallet $10  
mini accordion file and contents $50  
cellphone $300 (I didn’t buy this!!!)  
That’s another $600, though if I had to replace the stuff myself I would get a freebie phone as it’s all I need.  
Just thinking about how much hassle it would be to replace all my bank books and cards, not to mention the stuff connected with my business that I lug about with me everywhere, and my toes are curling. I think I’m going to be a LOT more selective about what I take out with me from now on…

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