What's The Truth About Those "No Interest/No Payments" Sales?

[QUOTE=Kalhoun]
I’ve never heard this before. Can you explain the difference and why Experian is bogus? I thought all the main reporting companies used the same scale, and that you were judged worthy or unworthy based on their numbers. What is FICO?
[/QUOTE]

GFactor’s explanation and reference thread says everything I would have said on this.

Also, remember that in some parts of the credit world, your credit score gets incorporated into a broader credit grade or internal score. mortgage point system? How does that work? - Factual Questions - Straight Dope Message Board

[QUOTE=Kalhoun]
Yes, but you’d pay the same price at that place if you didn’t do the interest-free loan. Don’t all the major Big Box stores have competitive plans?

Incidently, I think we only did a Big Box purchase once with this. We don’t invest much in electronics, and when we do, it’s usually something small. We did a TV this way, but most of our purchases are much smaller. Most of my “no interest” purchases are household items: carpeting, windows, a/c, furnace…that type of thing.
[/QUOTE]

At what place?