Yeah, I have a thing about Paypal…
As should all right-thinking persons everywhere.
There’s nothing wrong with free money. Lots of people successfully take advantage of these financial loss leaders. Just like lots of people go into grocery store, buy only what’s on sale, and don’t fall for the extra-marked-up stuff mixed in with the deals.
Yes, some folks fall prey to the gimmick. Don’t be that person. It’s 100% under your control.
I think, and the OP’s second post seems to confirm this, that Pay After Delivery is nothing to do with extended credit or anything like that.
From PayPal’s help page:
*Pay After Delivery is a payment method that we’re offering to selected customers, where you don’t pay for your item until after you’ve received it.
We pay the seller immediately, so they can send you the item straight away, but we wait for 14 days before we debit the money from your bank account. This gives you time to receive and view your item before you pay. If the item doesn’t arrive or isn’t what you expected, you’ve 180 days from the transaction date to report a problem as usual. Our Buyer Protection covers you for eligible items.
We only offer Pay After Delivery to selected customers with a confirmed bank account. If you’ve signed up for it, you’ll have the option to select it during checkout, but you may not be able to use it for all your purchases, including intangible goods and cross-border purchases.*