When did you retire or you think you would like to retire?

In My Humble Opinion
61

Earliest: 70
Latest: die still employed and working

One factor that would make a lot of difference is whether or not the market value of my skill set plummets between now and the time I’m 70. I’m 57 now and it seems very likely that even if the FileMaker database platform fades away, it won’t do so overnight and I can probably find gigs for the next 13 years. Retirement income is higher if you delay retirement for the extra 5 years and I’m in excellent health. Hmm, that’s also a factor, that could change.

As long as I sitll enjoy it and can get someone to pay me to do it, though, I think I’d rather be working than not.

62

The project I am working on is scheduled to end three months before I retire. So I will probably go part-time with something easier for a few years, and then retire for good at 67 or so.

My mom has a T-shirt - “Retirement: Half the Money, Twice the Husband”.

Regards,
Shodan

63

Maybe, maybe not. I got the book on how to get the most from SS (the file and suspend scheme) just before they closed the loophole. :mad: But it turns out that SS scales up your earlier earnings for inflation. Unless you are getting pretty good raises and are not maxed out, working longer may or may not increase your check. Waiting to take it until 70 does though. I’m not going to, since though my investments are pretty good they are not guaranteed 8% a year inflation adjusted.
You almost have to be retired before you can retire so that you have time to understand SS and Medicare.

64

I have a few years before I have to do the math.
:dubious:

65

My last full-time job was when I was 46, and I never worked at all after 51, thanks to a disability that rendered me eligible for social security.

66

I’m required by law to retire from my main job on or before my 65th birthday, 7+ years from now. I’ve already more or less retired from my various side gigs.

I could retire from the main job now. But I’m enjoying an easy working life and a nice wage, so there’s not a lot of reason to pull the plug early. The better the stock market does in the next 10 years the sooner I hang it up.

67

“Would like to”: now.
“Will be able to”: never.

68

Sixty year old here. We’ll both retire in the next few years. We’re within a hairs-breadth of our financial goals, and are just making sure the youngest is through college before pulling the plug.

69

You have two different questions and one poll. How is that supposed to work?

I would like to have already retired, but I expect to retire at death. Where’s that fit?

70

I’m shooting for 64/65. My 401K needs about 12 more average return years to get to my target. I’m not, at this time, counting on pension or SSI to be a part of my retirement income because both are subject to change between now and then.

71

Good point. You can probably vote for ‘after 65’?

72

I love my job. I’ll probably retire in 15 years. I’ll have 25 years in my current position then. I work for a public library. I’m 52.

73

Working in a library was my favorite job.

I wrote Foxpro programs to automate registration and overdues, and I got to work with the public. I, too, loved it.