# When to check post-fraud credit reports?

**URL:** <https://boards.straightdope.com/t/when-to-check-post-fraud-credit-reports/603204>\
**Category:** In My Humble Opinion\
**Created:** [November 17, 2011, 3:40am UTC](https://boards.straightdope.com/t/when-to-check-post-fraud-credit-reports/603204 "2011-11-17T03:40:52Z")\
**Posts on this page:** 1\
**Page:** 1

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**Author:** ![Machine\_Elf](https://avatars.discourse-cdn.com/v4/letter/m/82dd89/32.png) [@Machine\_Elf](https://boards.straightdope.com/u/Machine_Elf)\
**Post date:** [November 17, 2011, 3:40am UTC](https://boards.straightdope.com/t/when-to-check-post-fraud-credit-reports/603204/1 "2011-11-17T03:40:52Z")

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Wife received credit card statement today, and after investigating a suspicious transaction, we determined it was fraudulent. The vendor (ironically, an outfit that provides credit report monitoring services) refunded the $1 transaction, and then we called the CC company and had that account number shut down; a new card is on its way.

And now, we’d like to check her credit reports from all three credit-reporting agencies to see if there’s any shenanigans going on. Question: should we check them ASAP, or should we wait a few days/weeks for any and all fallout to make its way through the system and into the reports?