Why do Americans have to keep their car documents with them?

[Quartz]

@jjimm

And I think the reason is that in the US the car is covered to a certain extent for all drivers (with the owner’s permission), whereas in the UK the insurance covers only the specific driver. Thus when I borrow my friend’s car over here, I am only insured on it because I have a policy for my own car that covers me for all vehicles, third-party only. Is that right?

Ah, that makes sense.

[GorillaMan]

@jjimm

chowder’s hob nob? And/or his ginger nuts?

My own chocolate hob nob, thank you very much.

[BlackNGold]

@Spoons

I’m curious–you need a separate insurance card for Canada?

Sure, so the vehicle can be registered in metric tonnes or stone or kilometers, whatever funky units they use up there…

Just guessing, my insurance card has a “NAIC”(?) number (I don’t have it in front of me), that identifies my insurer. Assuming the “N” stands for “National”, perhaps that insurer has a different identifier in another country?