# Will FIAT Really lease me a new car for $99/mo? **URL:** \ **Category:** Factual Questions\ **Created:** [March 18, 2013, 5:03am UTC](https://boards.straightdope.com/t/will-fiat-really-lease-me-a-new-car-for-99-mo/653232 "2013-03-18T05:03:44Z")\ **Posts on this page:** 1\ **Page:** 4
**Author:** ![GreasyJack](https://avatars.discourse-cdn.com/v4/letter/g/df705f/32.png) [@GreasyJack](https://boards.straightdope.com/u/GreasyJack)\ **Post date:** [March 21, 2013, 10:12pm UTC](https://boards.straightdope.com/t/will-fiat-really-lease-me-a-new-car-for-99-mo/653232/61 "2013-03-21T22:12:01Z")
> [@DrDeth](#): > > Well, your numbers look right, but they are actually bogus. See you use KBB, a guide that is designed for car dealers and insurance co to screw over the consumer. > > So yeah, if you were stupid enough to have bought that car for list, then stupid enough to sell back to the dealer at the bogus KBB “trade-in” value, then yes, the deals look OK. > > But you can easily buy the same car for $1000 less (taking the Nissan) . > > Then Edmunds “Private Party” price on the same car is $2000 more than the feeble “KBB make a dealer an extra couple thou” price. > > So, rather than going for $18k to 10K in 3 years, or a $8000 difference, we really go from 17 to 12k only a $5000 difference. The lease deal doesn’t look so good now, does it? > > Leases are for companies and shmucks. Look, this isn’t that hard. You use the “trade-in” value because you’re trading in your car. I just ran that Nissan through KBB, NADA, and Edmunds and in good condition they all give trade-in values within a few hundred bucks of $10k. That there are different prices for different transaction types does not mean that there’s some sort of conspiracy afoot, contrary to popular belief. Yes, you could sell the car yourself and get the private party sale value, but have you ever actually done a private party transaction on a nearly-new car? I’ve dealt with it on both ends and unless it’s something that’s in unusually high demand, it’s far easier said than done. You know how long a car usually sits on a dealer lot? Well instead, it’s sitting in your driveway and you’re paying two car loans, insurance on two cars, etc. Banks will grudgingly do private party transactions, but it’s rarely the streamlined process buying a car from a dealer is. Doubly so if you’re paying off your old loan in the process, as our theoretical frequent buyers almost certainly would. It’s all well and good that Internet Car Experts such as ourselves could theoretically get a much better deal on a short term new car purchase, but most people simply don’t have the patience. So if you must have a new car every 2-4 years, you’re pretty much stuck with trading in or leasing. Yeah, there’s wiggle room on either end depending on what kind of discount you get off the sticker or how much they want to give you on the trade in or what specific lease terms you can get, but it’s all in the same ballpark. [Previous page](https://boards.straightdope.com/t/will-fiat-really-lease-me-a-new-car-for-99-mo/653232.md?page=3)