If the President can get his plan passed, it will be optional.
One out of three probably won’t make me like it ad does make me hope it doesn’t pass.
Ignoring the fact that you’re skirting a fine line of insults outside the Pit, in what way was anything that I said incorrect? You say that responsible people don’t expect others to pay their way. That is the definition of how insurance operates. If you want to continue to claim to be responsible, then you will drop your insurance or admit that you don’t meet your own definition. It’s really that simple.
Ah, it’s ok for you to cast aspertions on my character but I can’t do the same? Gotcha.
Now, if you didn’t continually claim you know how insurance works I would explain to you why you are silly (am I allowed to say that?) to call me irresponsible for having an insurance policy, when the opposite is actually true. Making claims you cannot back up will eventually come back to bite you.
All right, let’s break this down into steps. In the case of illness or injury, someone with insurance expects for that insurance to cover the costs associated with the medical treatment of said illness or injury, within whatever limits spelled out in the policy guidelines, is this correct?
Sorry, I’m not going to play this game.
Of course you aren’t - it would force you to admit that you aren’t as independent and invulnerable as you like to believe.
No, I am not going to spend a bunch of time watching tumbleddown try to get proof that insurance companies don’t want us to buy policies and aren’t making profits on it. Or that it is more responsible to not have health insurance, ferchrissakes.
Oh, almost forgot, I’ve never said anything about independent. I have been at least partially dependent on my husband since 1993.
Neither of which were my point. My point was that for all of your stereotyping and aspersion-casting, you are exactly what you decry: someone who, in time of illness or injury, expect that someone else (the insurance company via the body of policyholders) will pay your way when your bills exceed your own contribution. And this is because that’s how insurance works.
But that’s fine when it’s you, and somehow not fine for people who don’t have an income as high as yours, or are high risk and therefore are charged twice as much for the same (or inferior) product, or cannot get the product at all.
If you actual knew how insurance companies work, those would end up being your points. But, as you keep proving, you don’t know how the industry works.
Again, I will not and in fact cannot be responsible for every person in this country who do not have everything they want and/or need.
Why should the other people who have insurance through the same company be responsible for you in the event you use more services than you paid in for?
PS: As expected, today I received notice that I was declined for insurance yet again. I can try again next year, but my condition is an auto-decline so it is pointless (so they said).
WooHoo!!! Great system we have. :rolleyes:
On days like this I like to wear my “Down with USA” T-Shirt from Iran. 
Haha you make over $100,000? No wonder you were so scared to tell me how much you paid in taxes in the pit last summer. It makes your claims of “destitution” look hysterical.
Because they aren’t. First, insurance companies set their premiums based on what their accuaries tell them will cover a high percentage of the subscribers, so it isn’t often that people go way over what they/their employers pay. Second, insurance companies invest the money we pay in, so a subscriber has to use up well over what they/their employers pay in before they are actually taking money out. Third, me personally - I have never been on maternity nor raised children, which are the biggest money sucks for insurance companies until folks get into old age. I’ve been paying group insurance premiums for almost 27 years so even if I do get something expensive, I’ve got quite a bit of money invested in the insurance system.
All of which would have been semi-obvious if folks would just remember - insurance companies are for-profit businesses!
Yeah, it’s really too bad that we don’t have a multi-billion dollar bureaucracy in place to cover rare cases… :rolleyes:
My husband makes just under that. As for “destitution” and last summer, he & I were unemployed last summer - he didn’t get this job under this past November. What does that have to do with whatever you are talking about?
Nah, instead of helping our own people get proper medical care, we use that money to go kill people in other countries. There are more than 100,000 people in the US with my condition… I don’t think that is so rare.
Which, of course, has nothing to do with the subject.
How many of them are uninsured?
There are more than 100,000 people in the US with my condition… I don’t think that is so rare.
43,691 
Why should anyone be uninsured? As a country we have options and have chosen to spend vast amounts on our military which is a destructive force rather than medical care which is constructive.
It doesn’t affect you though, so don’t worry about it.
I pay far more in tax than I ever get in return - esp not living in the USA, but I am willing to pay more so that everyone can have insurance.
You got this number where?
Again, that has nothing to do with the subject. The politicians of this country will always think it “important” to go invade some country, and there isn’t anything we can do about it. So, the issue isn’t how to get TPTB to quit spending money on wars and on things you want.
Go right ahead, I certainly won’t stop you. Just don’t expect everyone to want to contribute to your personal preferences.
I guessed. I honestly have no idea, but do know that roughly 40% of all the people I know have no insurance. I understand that because YOU have insurance it is not a concern for you and that I and 40% of the people I know must be irresponsible.
I am not really sure why I keep up this discussion. :rolleyes:
Since you seem to think the reason I can’t get insurance is because of my higher risk factor… ok. Why then can’t I get insurance which excludes all factors related to my condition. Nope, can’t get that either. So if I get hit by a bus, I just sue the bus company I guess.
The 100,000 comes from here:
http://www.ctf.org/Living-with-NF/facts-a-statistics.html
“The Neurofibromatoses are genetically-determined disorders which affect more than 100,000 Americans; this makes NF more prevalent than Cystic Fibrosis, hereditary Muscular Dystrophy, Huntington’s Disease and Tay Sachs combined.”
And when someone develops cancer, or their child does (and believe you me, doctors are extraordinarily aggressive with cancer in children) any balance on the paid in vs. paid out scale goes out the window.
When someone is in a car accident and requires high level trauma care, any balance on the paid in vs. paid out scale goes out the window. (Even moreso if they’re injured with other members of their covered family.)
Organ transplant? (That happens 30,000 times a year.) Balance gone. Even though insurance companies never pay all the costs associated with a transplant and find every reason not to pay for anything associated. (They’re currently denying coverage to my friend should a heart become available to her because she’s 14 pounds overweight. Her doctors have no problem with her weight and tell her it will be helpful to her in recovery. She cannot exercise because her heart is about to explode, and her doctors have told her that under no circumstance should she diet. The insurance company doesn’t care, overweight = not eligible for any coverage for a new heart.)
Open heart surgery and follow-up rehab and medication? Balance gone.
Yes, and they maximize their profit by denying coverage to people like Desert Nomad, denying it to people like me unless we pay twice as much for the exact same product, denying it to people like my friend in situations where their reasons directly contravene medical advice, denying it to my former boss who neglected to call ahead for authorization for care when his son got run over by a car and they scooped him up and drove him 2 blocks to the nearest hospital with multiple life threatening injuries, (they wanted them to take him to a hospital 30 minutes away, apparently, it took a lawsuit to get their decision reversed) and cutting lowball deals with hospitals where after all the money that’s paid into them, they still don’t pay hospitals the full cost of procedures and services anyway.
They play with people’s lives and wellbeing to put dollars into people’s pockets. It says a lot about our shared morality that so many people think that this is the best that we can or should do.