# Write "accepted for value" on your payment? Send it to a different address. **URL:** \ **Category:** Factual Questions\ **Created:** [December 3, 2013, 12:06am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325 "2013-12-03T00:06:06Z")\ **Posts on this page:** 16\ **Page:** 2
**Author:** ![Saint\_Cad](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/saint_cad/32/18907_2.png) [@Saint\_Cad](https://boards.straightdope.com/u/Saint_Cad)\ **Post date:** [December 4, 2013, 4:20am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/21 "2013-12-04T04:20:24Z")
What if the credit card company is having you send it to their office that has an American flag with gold fringe? :dubious: ---
**Author:** ![R.P.McMurphy](https://avatars.discourse-cdn.com/v4/letter/r/7993a0/32.png) [@R.P.McMurphy](https://boards.straightdope.com/u/R.P.McMurphy)\ **Post date:** [December 4, 2013, 4:40am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/22 "2013-12-04T04:40:23Z")
I wouldn’t be surprised if anyone the tries to use A4V has their information and documents fast-tracked to the credit agencies and their credit is destroyed for life. Just a thought. I’m not going to test my theory out. ---
**Author:** ![DataX](https://avatars.discourse-cdn.com/v4/letter/d/e99b99/32.png) [@DataX](https://boards.straightdope.com/u/DataX)\ **Post date:** [December 4, 2013, 8:57am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/23 "2013-12-04T08:57:16Z")
> [@robert\_columbia](#): > > Accepted for value, no levy due. All counteroffers rejected for fraud without dishonor. > > Signed, robert:columbia > [@Saint\_Cad](#): > > What if the credit card company is having you send it to their office that has an American flag with gold fringe? :dubious: Amateurs! Neither will work if you don’t have your name in all caps! Or is it the other way around? Crap - they got me again! ---
**Author:** ![UltraVires](https://avatars.discourse-cdn.com/v4/letter/u/ecccb3/32.png) [@UltraVires](https://boards.straightdope.com/u/UltraVires)\ **Post date:** [December 4, 2013, 9:25am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/24 "2013-12-04T09:25:13Z")
> [@Little\_Nemo](#): > > If by handling, you mean they pass it around and laugh. I’m not saying that they need to put Clarence Darrow or F. Lee Bailey on the case, but when someone writes A4V, they will be making a legal argument in court, no matter how ridiculous it will be. As such, the company has to respond and will need the lawyers to do it. And it really isn’t that easy to formulate exactly what to say in response to these people. If you watch a YouTube video of them in court, they sound confident and are reciting all kinds of legal jargon. The problem is that it makes absolutely no sense. They quote the UCC and case law and use legal terms that leave the trained lawyers just scratching their head. They think that means that they are “winning” because you can’t formulate a coherent response, but nobody can formulate one when you opponent is simply spouting gibberish that means nothing in English or any other language. The only response is the My Cousin Vinny one: “Judge everything that last guy said is a bunch of bullshit.” But I think usedtobe nailed the purpose of these dual addresses. Two scenarios: 1) the A4V people follow the instructions—the crazies are routed to one place where their accounts can be cancelled or dealt with in an organized fashion, or 2) they don’t follow the instructions—no need to argue with crazy, they breached the contract by not mailing the payment to the proper address. Case closed. ---
**Author:** ![Horatius](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/horatius/32/3572_2.png) [@Horatius](https://boards.straightdope.com/u/Horatius)\ **Post date:** [December 4, 2013, 12:42pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/25 "2013-12-04T12:42:51Z")
> [@DataX](#): > > Did it actually use the words “accepted for value” as the example of what you needed to send to a different address? Or was it maybe “paid in full”? > > I’m not sure what the deal is now - as with the new laws on checks and stuff - some of this may have changed, but at one time - at least is some states - you could write “paid in full” or similar language with the idea that if the person accepted the check - they were agreeing you either didn’t owe them anything else - or were agreeing to settle for that amount. It wasn’t totally crazy. > > These are called “restrictive endorsements” - and I have seen some coming from the other side as well. Checks for $10.00 or such - that when I sign the back I am also agreeing to switch my phone company or something. This was in the last three years. Not sure if it was legal or not. > > I’m not surprised they would have a different address for “paid in full” - and it wouldn’t surprise me if this still happens a good deal - by totally honest people that just want to make sure that everyone is on the same page as to what is owed. Related to this is something mentioned on another forum that discusses Freeman ideas: [accord and satisfaction](http://en.wikipedia.org/wiki/Accord_and_satisfaction). Is it possible that the OP misread the application form? ---
**Author:** ![Saint\_Cad](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/saint_cad/32/18907_2.png) [@Saint\_Cad](https://boards.straightdope.com/u/Saint_Cad)\ **Post date:** [December 10, 2013, 1:52am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/26 "2013-12-10T01:52:12Z")
> [@Horatius](#): > > Related to this is something mentioned on another forum that discusses Freeman ideas: [accord and satisfaction](http://en.wikipedia.org/wiki/Accord_and_satisfaction). I thought so too originally in that if I offer to pay my debt for less than the amount via a check with A4V written on it and you accept, then we have a binding contract. Of course that’s not true but apparently it is a crazy-ass FoTl Sov. Citz; bat-shit crazy theory about hidden bank accounts. Even the [Dept of the Treasury](http://www.treasury.gov/about/organizational-structure/ig/Pages/fraud-alerts_index2.aspx) and the [FBI](http://www.fbi.gov/scams-safety/fraud) list it as a fraud where people are writing these hidden account numbers on pieces of paper as a check. Then the second page on the google search talked about how [A4V deals with contracts](http://fedgeno.com/documents/what-does-accepted-for-value-mean.pdf). “OK,” I thought. "“This is what it thought it was.” OH EM GEE If you don’t want to read the manifesto, here’s how it starts. Since UCC doesn’t discuss “accepted for value”, he uses Black’s to define “accepted” and the “value” definition from UCC 1-201(44) and then starts writing in gibberish such as > [@](#): > > As one who represents a person in the United States, ie. a U.S. citizen, you have due process rights through the sovereign’s statutes. As a man in the several states, you have due process rights through your Creator’s natural order of things. ---
**Author:** ![Kimmy\_Gibbler](https://avatars.discourse-cdn.com/v4/letter/k/bbe5ce/32.png) [@Kimmy\_Gibbler](https://boards.straightdope.com/u/Kimmy_Gibbler)\ **Post date:** [December 10, 2013, 2:43am UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/27 "2013-12-10T02:43:05Z")
> [@Saint\_Cad](#): > > I thought so too originally in that if I offer to pay my debt for less than the amount via a check with A4V written on it and you accept, then we have a binding contract. Of course that’s not true but apparently it is a crazy-ass FoTl Sov. Citz; bat-shit crazy theory about hidden bank accounts. Even the [Dept of the Treasury](http://www.treasury.gov/about/organizational-structure/ig/Pages/fraud-alerts_index2.aspx) and the [FBI](http://www.fbi.gov/scams-safety/fraud) list it as a fraud where people are writing these hidden account numbers on pieces of paper as a check. > > Then the second page on the google search talked about how [A4V deals with contracts](http://fedgeno.com/documents/what-does-accepted-for-value-mean.pdf). “OK,” I thought. "“This is what it thought it was.” > OH > EM > GEE > If you don’t want to read the manifesto, here’s how it starts. Since UCC doesn’t discuss “accepted for value”, he uses Black’s to define “accepted” and the “value” definition from UCC 1-201(44) and then starts writing in gibberish such as UCC does address accord and satisfaction, although I don’t believe you will find the phrase “accepted for value” verbatim. (See UCC § 3-311.) An earlier post of mine (addressed to you, actually) anticipates your question about the special address: [http://boards.straightdope.com/sdmb/showpost.php?p=16298158&postcount=21](http://boards.straightdope.com/sdmb/showpost.php?p=16298158&postcount=21) ---
**Author:** ![Saint\_Cad](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/saint_cad/32/18907_2.png) [@Saint\_Cad](https://boards.straightdope.com/u/Saint_Cad)\ **Post date:** [December 11, 2013, 4:21pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/28 "2013-12-11T16:21:50Z")
> [@Kimmy\_Gibbler](#): > > UCC does address accord and satisfaction, although I don’t believe you will find the phrase “accepted for value” verbatim. (See UCC § 3-311.) That’s what I said. “Accepted for value” does not appear in UCC so the guy made up his own ‘legal’ definition of A4V and applies that to the UCC because you know, Rights from our Creator and all that. sAinT CaD ™ All rights reserved, Acting as agent for Saint Cad FotL, Sov: Citz… Copyright 2013 I do not bind myself to contracts real or implied All offers regarding state and federal laws are hereby renounced unless a Natural Law given by the Creator of Man. All debts shall be drawn on US-SBA #37201-42-1631 ---
**Author:** ![Amateur\_Barbarian](https://avatars.discourse-cdn.com/v4/letter/a/59ef9b/32.png) [@Amateur\_Barbarian](https://boards.straightdope.com/u/Amateur_Barbarian)\ **Post date:** [December 11, 2013, 4:26pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/29 "2013-12-11T16:26:51Z")
> [@DataX](#): > > Amateurs! Neither will work if you don’t have your name in all caps! Or is it the other way around? Crap - they got me again! It won’t work unless the stamp has a gold fringe. ---
**Author:** ![robert\_columbia](https://avatars.discourse-cdn.com/v4/letter/r/e79b87/32.png) [@robert\_columbia](https://boards.straightdope.com/u/robert_columbia)\ **Post date:** [December 11, 2013, 5:15pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/30 "2013-12-11T17:15:38Z")
> [@jtgain](#): > > … or 2) they don’t follow the instructions—no need to argue with crazy, they breached the contract by not mailing the payment to the proper address. Case closed. In every case in which it is alleged that I have breached a contract, failure of the aggrieved party to send me a letter in pink ink stating the grounds on which the claim of breach is based within five (5) days of the date of the alleged event shall be deemed a waiver of such breach. robert:columbia (preamble). Sovereign Citizen, Virginia Commonwealth Republic (not Commonwealth of Virginia, TDC) ---
**Author:** ![Saint\_Cad](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/saint_cad/32/18907_2.png) [@Saint\_Cad](https://boards.straightdope.com/u/Saint_Cad)\ **Post date:** [December 11, 2013, 8:01pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/31 "2013-12-11T20:01:10Z")
> [@robert\_columbia](#): > > robert:columbia (preamble). Sovereign Citizen, Virginia Commonwealth Republic (not Commonwealth of Virginia, TDC) We should post on some of those message boards with as ridiculous of a signature line as we can come up with and see if anyone realizes it’s a goof. ---
**Author:** ![running\_coach](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/running_coach/32/15836_2.png) [@running\_coach](https://boards.straightdope.com/u/running_coach)\ **Post date:** [December 11, 2013, 8:02pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/32 "2013-12-11T20:02:28Z")
> [@Saint\_Cad](#): > > We should post on some of those message boards with as ridiculous of a signature line as we can come up with and see if anyone realizes it’s a goof. Rule 34 says it’s not possible. ---
**Author:** ![TheSeaOtter](https://avatars.discourse-cdn.com/v4/letter/t/ed655f/32.png) [@TheSeaOtter](https://boards.straightdope.com/u/TheSeaOtter)\ **Post date:** [December 11, 2013, 8:24pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/33 "2013-12-11T20:24:40Z")
> [@runner pat](#): > > Rule 34 says it’s not possible. I really, _really_ hope you mean [Poe’s Law](https://en.wikipedia.org/wiki/Poe's_law). ---
**Author:** ![running\_coach](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/running_coach/32/15836_2.png) [@running\_coach](https://boards.straightdope.com/u/running_coach)\ **Post date:** [December 11, 2013, 8:26pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/34 "2013-12-11T20:26:20Z")
> [@TheSeaOtter](#): > > I really, _really_ hope you mean [Poe’s Law](https://en.wikipedia.org/wiki/Poe's_law). You’re right, I did. :smack: ---
**Author:** ![kaylasdad99](https://sea3.discourse-cdn.com/straightdope/user_avatar/boards.straightdope.com/kaylasdad99/32/3398_2.png) [@kaylasdad99](https://boards.straightdope.com/u/kaylasdad99)\ **Post date:** [December 11, 2013, 8:35pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/35 "2013-12-11T20:35:33Z")
It’s getting kinda hard to see, with all the poe being tossed around in this thread. ---
**Author:** ![Dag\_Otto](https://avatars.discourse-cdn.com/v4/letter/d/439d5e/32.png) [@Dag\_Otto](https://boards.straightdope.com/u/Dag_Otto)\ **Post date:** [December 11, 2013, 11:08pm UTC](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325/36 "2013-12-11T23:08:59Z")
> [@TheSeaOtter](#): > > I really, _really_ hope you mean [Poe’s Law](https://en.wikipedia.org/wiki/Poe's_law). Hope all you want but, um, you know, Rule 34. [Previous page](https://boards.straightdope.com/t/write-accepted-for-value-on-your-payment-send-it-to-a-different-address/675325.md?page=1)