I need to reorder checks and just realized that my last box has lasted me well over a year. I use them for making my house payment and an occasional bill but everything else is debit card. How often do you use one over the other?
Ha, I still have the same box of checks I ordered back in 2002. The only thing I use checks for lately is my rent. Everything else I went to either debit card or electronic payment.
I don’t use a debit card (never understood the appeal when I can use a credit card, get cash back and a free loan), so I’m probably not your target audience, but-
I just transferred my last monthly check to Auto Bill Pay, but I still have to leave a check for the cleaning people. So I write one check every 3 weeks.
I only use checks to give monetary gifts to people (rare, but may get more common when my nieces get older- they’d just put the checks in their mouths at this point), or when some company refuses to get with the 20th century already and charges a “convenience fee” for using credit or debit cards to pay. The apartment complex I lived in did this. I just had to write a check and slip it under the complex office door downstairs, though (didn’t have to find stamps or envelopes), so it wasn’t so bad. My mortgage now gets auto-paid out of my bank account like most of the other bills. We paid property taxes recently, and one of the entities we had to pay taxes to (I think it was the county, but it might have been the city) had a convenience fee, so we wrote them a check. I hope they will get with the 20th century sometime soon.
I recently wrote three cheques in one week, due to finally getting around to getting tradesmen in to do various jobs around the house.
Before that, the last cheque I had written was 8 months previously, to pay the pizza guy. Debit card and online banking rule.
I write one check per month. Everything else is electronic.
I write checks for the following:
LP company (they don’t have autopay or online pay)
Mortgage payment (ditto)
Vet (doesn’t take plastic)
Our favorite cafe (they do take plastic, but I’m just in the habit of writing checks there)
Taxes (just like having the paper record)
Occasional donations, CD purchases at concerts, etc.
Everything else is autopay/EFT/online/credit/debit. I generally don’t write a check unless I have to. I go through several check registers (for noting debit purchases) before I go through a box of checks.
I wear out about 2 debit cards for every book of checks I go through. Seriously, I go through about 1 debit card per year, and a single book of 50 checks lasts me about 2 years. I really dislike writing checks.
I very rarely use checks at all. The only times I can think of recently are for deposits on things like decorations for a hall, a wedding photographer, etc. I use web banking for all my monthly bills, and for everyday purchases I usually pay with a credit card, and occasionally with debit.
My DUMB backwards City doesn’t accept any sort of electronic payment for the utilities, so I pay that with a check. Almost everything else is debit.
Checks- Checkbook never leaves the house. Used for monthly mortgage/utility bills.
Cash- Handle roughly $40 a month.
Credit Cards- Don’t use them anymore.
Checking Debit Card w/ Visa Logo- All other transactions you can think of.
I wrote a check just this morning. It was for something at my kid’s school. Other than that, the only other check I will have written this month was for the mortgage.
I write one or two checks a year. The last one was to the county for a dog license renewal. It probably took longer to find the checkbook than it would have to just drive to the county office.
Everything else is either small bits of cash, plastic or some flavor of online payment.
Same here, except I moved in 2002. My checks were old then.
Yes, they have my old address on them.
I rarely use checks but even more rarely use debit cards.
Almost everything we take from the checking account is through AutoPay.
Since I went to online checking, my stamp usage as well as check writing has dropped considerably.
We still have some 37-cent stamps around.
Church, mostly.
They’ll take credit cards, but it feels kind of bizarre putting a credit card slip in the offering plate and I’m not ready to switch to automatic payment for that…yet.
But I also need to re-order. (Last time I did, I found out they’d discontinued the kinds of checks I like.)
But it’s mostly credit & debit cards.
I moved out of the address on my checks about three years ago. Rent and my dentist are the only things I write checks for these days… that’s 14 checks a year.
I write maybe 2 checks a year. When I actually do have to write a check, it is a chore to find the checkbook.
Heh. My checks are about that old as well, and are printed with an address that’s three moves out of date.