Yeah, with respect and as gently as I can, bouv, it sounds like the biggest problem you’re facing is your own attitude, and I don’t say that to minimize the other very difficult obstacles you face.
Look, it sounds like you can’t get the master’s in your current field anyway, because you can’t pass the classes. I make no judgment on that, not everyone is good at everything. And it sounds like you can’t get a job in your field without the advanced degree you can’t get. Is that right?
So what do you WANT to do? That’s the first thing you should probably determine. Where is it you want to go at this point? Are you looking to get into grad school in another field? Once you know where you’re going, then you can work on how to get there.
If you want to go back to school in another field and the grades in this attempt are going to dog you even though the field is different, I have a couple of suggestions:
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See if you can get the Fs to Ws. Do you talk to the professors or the registrar – How should we know? Call the registrar’s office, explain your problem, and ask them. Be frank about what occurred: You were overwhelmed and intimidated by your classes, became depressed and failed to take the steps necessary to withdraw. Maybe they’ll let you fix it, maybe they won’t; you won’t know if you don’t ask.
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Pay off the debt. If $150 a month is all you can swing, pay that. If it takes two years to pay off, so be it: That’s two years you can put into building a solid work history.
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Make yourself a desirable candidate for the next time. Take or audit a couple classes in whatever your new field is. Volunteer in a way that is related to that field. Write an article. Go to a conference. Think about how you can offset your misstep with your first attempt at graduate school. You want to be able to say, “that was me then, but I’ve different now.”
I’m not going to lie to you: You may have backed up your education and career by a couple of years. But at the end of the day, so what? You can’t change the past, you can only pick the best and most effective way to go forward. And the same amount of time passes either way: You’ll still be two years older in two years regardless of whether you’ve dug out of the hole or wallowed in it. The difference will be whether you’re ready to move on at that point, or whether you’re exactly where you are now.
The biggest problem I see is not that you fucked up your first attempt, but that you SOUND like a fuck-up. Not that you ARE, but that you let yourself SOUND that way: You messed up school. You can’t get your grades changed. You can’t get your transcript even if you could get your grades changed. You can’t even write a cover letter.
That’s where my BS detector goes off. Everyone can put together a decent cover letter! If you really can’t do it yourself, ask for help from someone whose writing you respect. Go to the library and check out a book on it. Go to the local Job Service and ask if they have a resume and cover letter workshop. Shit, people here on the Boards will help you if there’s no one else.
So: First, your attitude needs a serious adjustment and I say this with what I hope is tough love: You’d better get on that as Job One. No one is going to fix this situation for you, so you need to get to a place where you can decide how YOU can fix it and BELIEVE that you can. If you need to address underlying issues like depression – which I think I detect, though I could be wrong – get on that ASAP.
Second, you need to decide if moving forward in this field is even possible for you, much less what you want. Don’t throw good effort after bad. If you can’t pass the classes, don’t take them. Find something else to do, something that you are interested in that is also within your skill set.
Third, decide on a game plan. Having chosen a new goal, decide how you’re going to get there from here. Think little steps.
Fourth and most importantly, don’t be distracted by the enormity of the task so that you intimidate yourself again or lose hope. Set interim smaller goals and focus on them instead. All you can do today is the best you can do for today. Do something everyday to move your game plan forward, however small that may be. Anyone can eat a whole bear, you just have to eat it one bite at a time.