I don’t believe that this is generally true in the U.S. I can order replacement checks from a variety of sources other than from my bank. All I have to do is send a sample deposit slip to the check printer so that they can properly print the name of my bank and routing/account numbers.
Also, as Shagnasty states, you can also print checks yourself from a computer.
Checks from a commercial check printer will have the magnetic ink, but checks from a computer printer will not unless you use a special toner/ink cartridge. It’s the lack of magnetic ink that will sometimes result in an additional processing fee from your bank.
I speed almost constantly. Ten over outside cities/towns/villages and five over inside, subject to alteration if cops are all over the world on my particular route that day, or, of course, if AskNott is in front of me doing one over and failing completely to pass the 18-wheeler. That requires paying attention. If I can’t remember that the speed limit was 60 before I hit Podunkville, Indiana’s speed limt of 22 1/4, then I wasn’t paying attention.
In the last 3.5 years I have driven around 150,000 km (just shy of 100,000 miles) a very good proportion of at speeds well in excess of the limit (i.e - 140 km in a 90 km zone, 150km in a 110 km area etc)
I got my first ticket last week. It will affect my insurance by 5% next year. That’s it. If I get a second ticket - no further increases.
Well, bully for you, speed crazie.
I understand that the major cause of (fatal) collisions is excessive speed; but you’re not going to let that spoil your fun, are you? :rolleyes:
In CA a 9 mph over the speed limit moving violation counts the same as a 20 mph speed limit moving violation. If you go real fast you’ll get two points. Now sure, few cops will ticket you for just 10MPH over on the the freeway, but if they do, it counts.
If the financial system of your state government is anything like the system here, first of all, there would be no refund issued if it was a small amount such as $2-$3 unless you specifically contacted them and asked for it - the excess would be just be cleared from the fine record and credited to miscellaneous revenues, with no excess payment showing for the fine. If a refund *was *issued by the DMV, their records would show only the original payment and refund, again with the net amount correctly matching the fine and no excess showing. The actual cheque printing and mailing, keeping track of which cheques had been cashed, and the rest of the banking business, is likely handled by a separate government services department, so the DMV wouldn’t even know whether you had cashed the cheque or not.
You are correct, of course. What I meant was that speeding stops for 9 mph over are extremely rare. If you’re not stopped, you get no ticket, and no points.
I’m in kind of a rush, so I didnt bother reading all the posts, but your best bet in escaping tickets and such is to fight it, post a court date, and prepare to plead guilty to a lesser offence. Half the time, the cop doesn’t even show up to these scheduled dates, and the ticket gets waived.
