I was refused financial aid for this past fall semester because I did not complete the Spring 2006 term. As a University employee, a tuition waiver is part of our benefits, so I use it to take a class last semester. The waiver program has its limitations: there is a maximum of six credit hours (one, maybe two classes), you must register on the first day of classes (an employee cannot override or get on a waiting list for a full class) and pay $200+ in school fees.
To finish my bachelor’s degree, I need to take four classes and two labs: Physics 2 lecture with lab, Chemistry 2 lab, and three upper-division biology classes. To much work for one full-time semester, and can’t be easily broken up into “official” (over 6 credit hours) part-time semesters.
Since I did not attend classes over the summer (the class schedules don’t mesh with my work hours), and only took one class this past fall, my student loans came due.
Do I start paying my student loans? Can we afford to make the loan payment, pay the school fees and books this month? Will the tuition waiver last if my boss leaves the University?
Chocolate. I need chocolate. . .