My wife, as a pedestrian, was ran over by a car and suffered severe, life threatening injuries. She survived but has permanent damage. I was 100% overwhelmed those first few days of intensive care and ended up getting a lawyer. That was my best decision. They started handling the overwhelming number of things that have to be dealt with. We were also lucky that the driver had good insurance and an umbrella policy. The insurance companies do not have your best interest in mind. At all.
Yes to this. I had a good recommendation and good it was.
They will also badger you to get statements. Don’t give them.
This. The driver’s insurance company wouldn’t leave us alone to get a statement and I’m sure it was to help split up liability. My wife had multiple traumatic brain injuries and wanted to get her on the phone. Desperately.
Well, adding the “you’re dead” part, and this is so true. We were lucky the driver had great insurance.
As an aftermath, I talked to my insurance agent and now have pretty much maxed out insurance and an umbrella policy. It didn’t raise our rate much at all. If the other driver didn’t have this great insurance, they would’ve been sued and they would have lost and they have assets. You are really fucked if it is someone without assets and the minimum liability auto insurance. I hope that isn’t your case.