OK, this question is not about the constitutionality of Obamacare.
It seems that one of the major points of the Patient Protection and Affordable Care Act is that people who don’t have insurance and don’t qualify for an excemption from the mandate will be required to pay a “tax”, which effectively is a penalty for not having insurance.
Is there anything out there indicating how this will be processed in practical sense? Will there be a new section on IRS 1040 forms that says something like:
- Do you have health insurance?
- If yes, please attach evidence to your return.
- If you do not have insurance and do not fall under any of the above excemption criteria, add the following amount to your tax…
Or will it be behind people’s backs and insurance companies will report to the government and the government will send bills out to everyone who they deem to not have sufficient insurance and not be exempted?
What about disputes over whether or not a specific policy fulfills the requirements of the mandate? For example, if a person has a health insurance policy, but the Government thinks the policy includes too many exclusions to really qualify as true health insurance, will there be an adjudication process?