Warning, entitled spoiled brat whining ahead, stealthily mixed in with a legitimate rant.
My dad, in all his kindness, decided to buy me a car for Christmas. While the gift is amazing and I’m in no way trying to downplay that act of generosity, he does have his own reasons for buying the car for me: namely, we are business partners and I drive between three states meeting with our clients, so it’s imperative that I have a good car.
Dad agreed to get me an Audi Q5 with all the bells and whistles. Awesome, right? Well, after calling several dealerships and dealing with complete douchebag salesmen (“Well, little lady, why don’t you come on in and test drive this 'beaut?” “Sir, I asked the price of the car.” :D), I found someone who seemed to be relatively straight forward. Their price was in the fair range, so we didn’t even haggle on that end, just asked him to email over the necessary credit paperwork. Now, to put this in perspective, this is a $50,000 car that we are putting $15,000 cash down on. . . so you’d think they’d move with a little speed.
But they didn’t.
Two days went by and when I called the guy, he said the bank needed proof of my income, like paystubs. I explained (as I had on the credit application), that I’m a partner in a corporation and am more or less self employed, so I do not have traditional paystubs. He suggested I send over: a letter from the President of the corporation verifying my income and share ownership of the corporation and some sort of income verification form. So, I sent: a copy of last year’s K-1 (corporate earnings for shareholders. . . basically, a corporate partner’s W2), a letter from the President of the corporation saying what they wanted, AND a copy of our corporate bylaws, minutes, and list of officers-- all of which show I am a partner in the corporation and my share percentage.
Four days go by. Nothing.
Guy just emails me this:
I give up. Fuck Audi’s financial people who clearly don’t do business with self employed people. The only way I can send you guys a traditional paystub or W2 would be to forge one. And tax withholding? I’ve already explained five times that my income has no tax withheld, I make estimated payments. Sigh.