There’s me explaining how I understand the system and then there’s my opinion on whether it is good. I don’t think it’s a good system.
I do think most people have a choice in the basic terms of their plan. I don’t think it’s wrong, under the existing system, to categorize a routine visit as E&M if there is actual management of a disease. I do think a $100/$500 ins/pt split is outrageous. I don’t think it should come as a surprise to the patient even under the flawed system we have.
I also think surprise billing sucks and should be pitted. It has been made illegal for obvious reasons, but in practice it is still a problem.
Things like this
demonstrate what an unmanageable wreck the U.S. healthcare system is. The idea that you should have to put up with a hostile work environment for months on end because otherwise you might lose access to your doctors, treatment &etc is plain wrong.
~Max