I need to bring in about $200 a week, at a bare minimum. More would be nice, albeit, as long as I made the $200, we’d be good.
I have just gotten approved to drive for Amazon Flex, and I am working on signing up for Uber Eats-- not going to do any rideshare, just deliver food. I checked, and yes, that is an option.
My first “block” for Amazon is Monday.
I get to pick when I drive for Uber, and can do so spur of the moment.
DH has to go in about 10 hrs a week to do some things that absolutely cannot be done from home, and the other 30 hours, he works from home. He has a few meetings that have to be done over some business meeting program we had to download, and sign up for, but work is paying-- the account is free to him. Anyway, he has some meetings he has to “attend” at certain time, but other than that, he makes his own hours.
We want one of us to be here with the boychik as much as possible, although as long as his schoolwork is getting done, and we are getting good reports on his work, I feel OK with leaving him up to 2 hours at a stretch, and up to 4 hours total in a day. He’s a pretty good kid. I just want us to be available in case he needs help with schoolwork, and so he doesn’t feel alone. I know a teen relishes time away from parents, but I assume there must be a time when it’s too much.
We’ve been trying to have plenty of family dinners, but lots of the delivery blocks are at dinner time. So I’ve promised not to take more than three evening blocks a week-- and never on Shabbat.
I am aware that paying for my own gas is going to take a bite out of what I make, but I’ve been reading some posts by current drivers, and looking at potential routes. I have a very fuel-efficient car that I can use, and gas is cheaper than usual right now.
The biggest advantage, after the flexible schedules, is that I can drop these jobs without notice when my regular job opens up.
And from what I understand, there’s LOTS of work for delivery drivers.
I’m not counting on cleaning up in tips, because everyone is counting pennies now. But I don’t need to make a full-time living.
We looked at our savings, and figured that if DH remains employed where he is, we can live for 8-9 months. I just need to bring in an extra $200 a month for us to be able to stretch that to a full year. If I could make $600, we might not have to use savings at all. I was making a lot more than $600 before, but there are a lot of things we won’t be spending money on. We’re not renewing the zoo membership currently. We won’t be going to the movies, something we did pretty often. We won’t have to pay for the boychik to participate in extracurriculars, and most likely, and if we need to make money last a year, that means we won’t be paying for camp this summer.
The maid service we have come in twice a month is not coming, so that’s $100/month saved right there, but with us home so much more, we can do cleaning ourselves. Neither of us will be eating meals out, which DH did a LOT. We might save $100/month just with him eating at home.
The budget has basically just been upended, and we had to redo it from scratch.
We have taken everything we have in liquid savings, and opened two savings accounts, divided the money in half, and are going to allow ourselves to freely transfer from one account when we need it. The other account is reserved for emergencies-- like if one of us actually gets this thing, and ends up in ICU, and we have a 20% copay.
But of course, it’s always better if we don’t have to transfer. And if I can bring in that $200, we will still have to transfer, but really minimally.
So what is everyone else doing about money?