An e-mail dropped into my trash folder today from a man called Mark Karlson touting a get rich scheme called* Apay*. It comes complete with glowing testimonials from people who say they have made a fortune from using their PC with this system. The letter does not explain the nuts and bolts of the scheme but I am very doubtful and won’t be taking up his invitation to make my fortune. I also sent him an e-mail telling him to go forth and multiply and not to bother me again. Has anyone else heard of this apparent scam and what is it all about ?