I’m getting new insurance next year and I think I can actually afford to get some of the PT I’ve been needing. When I lived in NY I had regular appointments for intense heat and massage, and it helped my back greatly (I have all of my thorasic and lumbar spine fused).
This new insurance will pay 90% of my visit, as opposed to the $20 per session that my last insurance covers. Does anyone here have any ballpark idea of how much is charged per visit for physical therapy of this nature? Not exact figures, but estimated. I mean, I have no idea if it’s $100 or $1000 these days.
Thoughts? Ideas? I don’t have a therapist here yet, so I can’t just call their office and see what all they charge. I just wondered if anyone here knew.
I had therapy for tendinitis in both knees, and I had to do the 10% instead of a fixed co-pay thing as well.
IIRC, my sessions were itemized for exactly what they did (ultrasound, electric stimulation, massage, water therapy, etc.), and all told, ran around $150-200 billed to the insurance. However, because the therapy place was a participating provider with my insurance, they had standard accepted rates that were lower for each item, so the settled insurance amounts were lower, probably in the $80-100 range. I paid 10% of the settled insurance amount, so my copay was $8-10 for each session.
Because I was going 3x a week for about 3 months, the billing office just let me pay $10 for each session (or sometimes even just $30 for the week if I didn’t have my wallet with me or whatnot…they were pretty liberal) and then settled up down the road when all of the insurance claims came in and it turned out I owed $9.37 for one session, $11.19 for another, etc.