My brother goes by his nickname, has for years, it was on his work badge, if you google him by that name you’ll find him. His partner has always paid her half of the household expenses with a check written to Last name. Which he would endorse and write his legal name under the endorsement. Now the back says Nope, not gonna take that. It also happened with a rent check.
Anyone know of a new rule about this?
I’m betting it’s just one bank, or even just one branch manager…
But I’ll tell my friend George. His signature on all bank/mortgage/stock/insurance documents is just his three scrawled, connected initials.
He said once a year he has someone say “No, we need your signature, not your initials.” And he has to explain that GPE is his legal signature. Knowing him, this is not done patiently.
Lately I’ve been using my bank’s iPhone app to deposit checks. You take a picture of the front and back. I’m sure there’s no human checking the images, so the endorsement can be anything at all, as long as it’s present. Once in a while we get gift checks made out to my young son. I endorse it myself and deposit it into our account. Never been a problem.
Ugh, I was edited. He endorses the check nickname last name, then his legal name underneath
If it’s a new rule, it would be his particular bank’s rule- banks are permitted to accept third-party/double-endorsed checks but are not required to. I’m going to guess that the nickname is not a variant of his legal name ( “Bob” for “Robert” or something similar) and it might not actually be a new rule so much as new staff - if I’m a teller/manager and I know that Robert Jones has been depositing checks made out to Skippy Jones for the last ten years , I might decide there’s not much chance of fraud and let it go even if the policy is not to accept double-endorsed checks. If I’m a new teller/manager and this is my first encounter with Robert/Skippy , I’m probably not accepting the check.
Although I can’t help but ask - if he had to endorse it with the nickname and then sign his legal name under it, why not just write the check to the legal name to begin with ? I mean, it’s a monthly check, not a one time occurrence.
All important paperwork, etc has my given name - the name on my birth certificate. I also go by the nickname for that name. I cash checks that are made out to my nickname and I endorse them the same way. My bank account is under my legal name. No one has ever questioned me. My names aren’t as common as Vicki for Victoria or Bill for William. I doubt that a 20-something would even know that my nickname is used for my given name.