In the summer I came to find out that my teeth are all fucked up due to two things:
- An accident when I was little
- Too many tetracyclines for ear infections
And now aged 26 I have the teeth of my granny(may she rest in peace) What an inheritance!
So with the help of a cool dentist I got a dental insurance plan, and waited the three month qualifying period to get my work done - they don’t cover existing problems but my dentist said she’d look the other way and treat me as insured after the 3 months. She didn’t have to do that, that’s awesome, I need loads of work.
So the three months are up. And the insurers *just *sent a letter saying they have made the following changes to all dental plans:
-Your monthly payment is now £21 instead of £18
-For this you get 50% of your treatment costs back, instead of 75%
-The treatment allowance has been cut from £2000 a year to £1000.
So do I cancel the insurance, because of the changed conditions and lose the fucking £18 a month I’ve spent and seen nothing?
Or do I suck it up and stay furious?!
Either way I pit the mean teefing insurers, luring me in with false hope and shonky promises.
This seem rather mild(for a first pit thread :)), but I am on a low income, full-time work and part-time student, funding my course fees, travel, books, rent etc everything myself. The money makes a huge difference.
Are they allowed to do this?? Grrrrrrr