Bogus credit card charges

Factual Questions
1

I got about three telemarketing calls, from India, the callers freely admitted, about a $33 and change charge that I allegedly incurred in September.

It was supposed to have been charged on “my” Optima card (by Amex. Fact is, I have never owned an Optima card, and I discontinued my Amex card maybe 15 years ago.

In the most recent call, the gal offered to close the card if I would simply give her the last four digits of my SS number.

I would not and asked her to close out the card nonetheless.

Is anyone else getting scammed with bogus credit card charges?

2

You might want to get your credit report right now and check for identity theft.

A tip: under the Fair Credit Billing Act, you are not liable for any fraudulent charges above $50/account. And they are really only supposed to charge you that if you were negligent in reporting your card stolen.

3

I second that.

This call may have been legitimate - several businesses have outsorted their call centers to India. Check your credit report ASAP.