This just popped into my head. I think I must have read it in the mid 1990s. I remember very little about it. I’m not even certain it was a novel, it could have been a short story. But I think it was probably a novel.
I am British, and read the book in England. It was probably a British author, and set in England.
The protagonist finds some old, used but undeveloped rolls of photographic film. She has them developed and what was on them led her to solve a mystery from years or decades past. (I think the protagonist was female, but I’m not certain. Maybe written in the first person.)
A minor twist at the end said that a forensic photographic expert told her that undeveloped film does not survive that long. After X years it is impossible to recover a picture. He couldn’t explain how it survived. This was left as a mystery for the reader.