Well, that’s good news! I hope everything sails smoothly now. Let us know when you have the keys in your hot little hands.
Good for you!! I closed on a half acre of land just yesterday which took about 3 weeks from offer to signing for my title; I’m sending good real estate vibes your way!
Yay! Congrats!
We both got our loans - I got a new computer with a small personal loan (they took a huge risk on me, though, because I have a really, really low credit score). Maybe this is the month for Dopers to get in on the loan-age?
Anyway, I hope you have fun in your new house! Congratulations again!
~Tasha
Hooray for happy endings! I was reading the whole thread going “I hope she gets it, I hope she gets it…”. Congratulations, Marlitharn!
Btw - is that a Watership Down reference?
Hooray! Glad it worked out well!
Indeed it is; I have children, so I’m a marli, and gods know they quite often send me tharn, the little heathens. Especially now the older one’s learning to drive. :eek:
Thanks for the good wishes, y’all! I’m excited; one of my friends kindly pointed out the math to me last night - in the 5 years we’ve been renting this place from psychoevilrednecklandlordfromhell we’ve paid the s.o.b. about 30,000 dollars. Makes me want to break down and cry, it does. Fortunately we rent on a month-to-month basis, no lease, so I think a week’s notice should be plenty. He’s got this building on the market anyway and I’m tired of having to wake up in the middle of the day and let realtors and looky-loos wander through.
I’m telling ya, these Doper vibes are something else! Keep’em coming, please; I’m not in my new house yet!
You didn’t mention the term. 30 years? 15?
7.25%? Just think, in a few years, you get to go back to the bank to negotiate a better interest rate.
Continue to pay those bills on time!!
Congrats Marlitharn! Nothing says all growed up adult like a mortgage.
I’m not your lawyer, and since I don’t even know where you live, I don’t know what the laws are in your jurisdiction, but be warned: in most places, when you’re on a month-to-month lease, you need to give a month’s notice (i.e., the same amount of time as there are intervals between rental payments). Some jurisdictions have laws that permit a shorter time period, and in other places, if you ever had a written lease, even if the term has expired, you may be held to the notice period in the written lease.
You may want to look into this; there are lots of surprises in becoming a homeowner, and I’d hate for one of them to be that you’re in a fight with your landlord over owing rent.
Thanks, Campion; I’ll check into it. We’ve never had any kind of written agreement with butthead, though; we moved in on a verbal agreement. If I have to pay him an extra month’s rent, I’ll suck it up and do it somehow (although I’m confused, because we’re paid up through July, and in addition we paid 1st and last month’s rent plus deposit when we moved in; wouldn’t that cover August?), but hopefully I won’t have to. If my bank hadn’t pulled out on me after I had a contract on a house I would’ve been able to give him 30 days notice like I wanted to, but the way I look at it is, he’ll probably have an easier time selling this place if we’re not living in it.
It’s a 30 year loan, but I hope to be able to pay extra every month and knock it down by a few years.
I’ve got most of my books packed up, and there’s a truckload right there. They’re going to a friend’s garage until we close. The day we take possession, I hope to have nothing left to move except beds and clothes. But my back’s already killing me. Fortunately, the new place has no stairs! Hurrah!