This is the scenario. A person I am close with has a medical condition where the life expectancy now is under 5 years. He has never been close with any of his family members (by choice) for over 20 years. All of a sudden, a cousin of his began emailing him on a regular basis e.g. every 6 weeks. Couldn’t figure it out, then out of the blue he thinks that “someone in his family” took an insurance policy out on him, and is checking in to see if he is still alive, and to set up “plausibility”.
I said there’s no way anyone can take any insurance policy out on someone just like that. He said I was wrong and should get the straight dope on this (exact words!). This was in December around Xmas, but the more I thought about his situation (his family’s only use for him is money) the more reasonable it sounds.
So perhaps this can be done with impunity? Wouldn’t the person being insured have to know about a life insurance policy taken out on them by law? Can the person being insured put a block on the policy? Is there a way to discover what life insurance policies have been taken out on you that you may not know about?
Thanks for any insight.
(I re-read this and it sounds like a murder mystery being set up, and the more I think about my friend’s situation, the creepier it gets!)