I have no personal connection to Sheen; I’ve never met him, and I doubt I ever will. But I’ve learned that there can be multiple policies on any given person, and I’ve heard of stories of companies taking out policies on employees. Presuming I could afford the premiums, could I take out a policy that kicks in if ole Chuck does something wacky (perish the thought!) and ends up kicking the bucket?
If we ignore the moral component, what’s to stop a person from taking out policies on high-risk children, and obtain a payout if they die young?