Point 1:
The usual routine in a car chase is that the driver is driving very aggressively and for a long time. Eventually the brakes and/or tires overheat from being used far harder than they were designed for. If a tire blows out & the driver keeps going, the shredded tire will really create a lot of heat while flapping, then the driver will be driving on the metal rim, which also generates a lot of heat & sparks when it skids.
So eventually one or more tires catch fire.
As well, if the driver runs over some obstacles or curbs, whatever it is may scrape the underside of the car. This will dislodge greasy, oily mud & gunk stuck to the underside & create sparks at the same time. It may also damage something along the bottom of the car, creating an oil or fuel leak. Which may be ignited by the sparks from the next obstacle crossing. Or from the tires.
Point 2:
Burning cars don’t explode, except in Hollywood. In the real world they burn for many minutes. A fire under the hood of a stopped car may burn for 10+ minutes before the cab becomes unsurvivable. Once the cab interior (plastic, upholstery, etc.) gets going, then you’re talking just a minute or two to get out before being cooked.
But cars are designed to contain a fire in the engine compartment so it doesn’t get into the cab. Hence the term “firewall” for the metal plate separating the two.
A simple crash, even a really spectacular end-over-end shedding parts crash, usually doesn’t end up with a fire unless there was open flame before the crash.
Having just hot brakes and tires, a hot engine, and open gas lines or gas tank when everything stops moving usually does not result in a fire starting. There’s some risk of one but it’s very far from a sure thing.
So you could have an extended chase leading to overheating brakes/tires leading to a tire fire, leading to the driver either crashing moderately or simply just pulling over & then in their drug- or adrenaline-induced haze, sitting there until overcome by the smoke & toxic plastic fumes from the fire. Once the car is really burning, the police won’t be able (willing?) to get the driver out. Even though a fire dept team could douse the flames & get the guy out in less than a minute if they were already there and set up. Which they’re not.