Thanks so much for all the advice, folks! We spent the week researching different options and test-driving several. We ended up leaving the lot with a leased Subaru Solterra last night, thanks to a good manufacturer’s rebate.
For anyone curious or in a similar boat, I’ll explain our thought process below.
Here’s the proud new leasee (in the red shirt) of her first EV! The other guy is the nice salesman.
In terms of costs, we ended up leasing the Limited trim for $14.5k for 3 years ($1500 down, $361/mo), after which we can buy out the car for another $21k. It’s a pretty good deal for a new Solterra, and would be about $36k total if we were to keep the car. The Solterra is also one of the better values among BEV (battery/pure electric) AWD SUVs… but with some big compromises. Subaru has had to discount it several times over its lifetime, and it’s not a very popular EV (only sold a few thousand), for reasons that I’ll try to make clear in a moment. But it seemed like the right fit and budget for us. Mostly the budget.
The thought process…
TLDR: Once she really thought it all through, she decided to get something that would be better for her daily use, even if it meant sacrificing the road-trippability a few days out of the year.
Although my initial hope was to find a bigger PHEV, the reality was that they are still relatively rare and expensive, and would’ve been at least $15k more than the Solterra. Availability in our area is limited (not impossible, but would require a couple weeks’ wait). They also couldn’t match the lease and financing offers that Subaru was offering.
Prior to our test drives, I ended up sitting down with my partner (the new owner) and explaining in depth the differences in lifestyle compatibility, handling, performance, range, maintenance, long-term value, etc. between gas, PHEV, BEVs, and regular hybrids. We did the math, and given the relatively low mileage she drives every year (her commute is 3 mi), fuel efficiency really wasn’t a concern with any of the vehicles. I tried to convince her to just buy a cheap used gas car and bike to work instead, for both maximum savings and the least environmental impacts. But the “we can buy you studded bike tires and a heated vest” argument didn’t go as far as I hoped, and I unsurprisingly lost that battle 
So after thinking it all through, she backtracked and instead decided she wanted to try BEVs instead, primarily due to their ease of use and low maintenance relative to a ICE (combustion engine) car. The most significant worry was of course range. For daily use around town and the occasional trip to the nearby cities (Portland, Eugene, etc.), really any EV or car would’ve been fine. But for the longer 8-10 hour trips, where she likes to drive straight through and stop at most once or twice, it would’ve required a 400+ mi range, which was only really available with the $100k+ Rivian R1S. Below that, the range difference between EVs with ~200 mi (on the low end) to ~350 mi (on the high end) wasn’t significant enough to make a big enough difference. We would have to make multiple short stops at fast DC chargers anyway.
What ultimately swayed her was my suggestion to buy a car that would suit 90% of her needs 90% of the time, rather than trying to optimize for the 4-5 road trip days we might have in a year (which we still have our other gas car for anyway). So EVs became the top choice, for the simple ease of plugging in at home and never having to do oil changes. With her short commute (6 mi/day), even a Level 1, 120V charger at home would be fine. We would still look at some PHEVs though.
The competitors
- Our absolute DREAM car would’ve been the Volkswagen ID Buzz, a really cute mini-bus/minivan EV. It would’ve been the ultimate road trip car. But sadly it starts at $70k, way out of our budget.
- The RAV4 PHEV seemed like the top choice for a PHEV, but none were available locally. They had one en route but wanted a $1000 reservation fee to hold it for a test drive. Seems like they’re still quite in demand, and we didn’t particularly feel like fighting and queuing for one.
- The Kia Niro EV happened to be my rental car for the week. Happy, fun, zippy little thing and the perfect urban commuter (much nicer than the Leaf or Bolt), but a tad small for our needs and doesn’t have AWD. But having it for the week helped convince my partner that EVs weren’t so bad after all.
- We looked at the Kia EV9. It was huge and luxurious and would’ve been a really great choice, but it was also out of our budget. (I think her eyes were bigger than her wallet at first, but a spreadsheet sobered us up real quick.) If we were rich, this is what we would’ve chosen, but at nearly 2x the price of the Solterra, it didn’t make sense. We didn’t even test drive it, for fear of falling in love.
- We did test-drive the Kia Sportage PHEV, but didn’t have a great experience. The dealer neglected to charge it at all, so it had no electric power left, only the ICE, which just made it feel like any other car. We didn’t like the touch-screen controls — in fact we hate them, and hope that trend reverses. It was also more expensive.
- The Kia EV6 would’ve been a very interesting option to consider, but the dealer didn’t know when they would get more. It would’ve been the most directly comparable to the Solterra, except with more range, a higher price, and much lower ground clearance (6.1" vs 8.3" on the Solterra). The EV6 seems like the perfect car for mostly-urban use with the occasional gravel road, and is probably very much worth looking at for anyone in the market. In our case, though, we opted for the cheaper and higher Solterra.
- We actually forgot to try the Kia Sorento PHEV, another good option… she was tired and more focused on the EVs by that point.
- The Hyundai Ioniq 5 was a very nice and futuristic car, full of creature comforts and a dramatically nicer interior compared to the Solterra. It was one of the only car UIs (user interfaces, as in the infotainment/dashboard electronics) that I’ve liked, but it was still a tad too touch-screeny for my partner. It also didn’t handle as well as the Solterra, with a lot of body roll on tight turns and a big turning radius. Coming from the low, tight Subarus, it was a hard adjustment, and made for some queasy high-speed turns. Like the EV6, seems like a really nice urban family car for occasional outdoor use, but also not quite right for us. The Solterra still had higher clearance, drove better, and was significantly more affordable. We didn’t really care about the in-cabin tradeoffs. Whereas Kia and Hyundai seems to prioritize creature comforts and a luxurious feel — it felt like captaining a starship — we just wanted something simple and rugged and cheap, which Subaru prioritizes more.
- We did not look at the Toyota bz4x or the Lexus RZ, which are the same car as the Solterra. The Subaru version just adds standard AWD and some other minor details, like a trapezoidal steering wheel. My partner’s a Subaru lady, so she wanted to stick with that brand, even if it’s the same car. (The stickers inside the car all say Toyota.)
- The Honda Prologue EV was jointly developed with GM/Chevrolet, but I don’t really trust GM. The Bolt was was an unimpressive car, and GM doesn’t have a great reputation for reliability.
- Nissan also has a few options, but there isn’t a dealer in our town, and it was unclear whether there are any in our state at all (Google Maps showed some, but Nissan’s own website said there were none in Oregon… I dunno.)
- Tesla’s cars are still (by a large margin, as far as I can tell) the best bang for the buck for anyone who’s OK with Musk. We were not.
- Rivians look really nice on paper, but are way too expensive ($100k+) and notoriously unreliable. It’s a young company, though, and I look forward to seeing how they develop… hopefully they’ll be a major Tesla competitor in a few more years.
- Polestar, common in China, seem like nice cars. But I don’t think there’s a dealer near us, and it seemed like a bad idea to consider a Chinese car in the middle of a trade (or maybe soon, cold/hot) war with China. Sigh.
For anyone else looking for a EV SUV, I would probably start by looking at the Kia Niro and EV6, and maybe the Hyundai Ioniq 5 for a more upscale experience.
Solterra thoughts
For anyone who wants AWD and high clearance at a budget, though, it seems like Solterra is actually the best option. Subaru is trying to offload them at nearly firesale prices, both since they were never popular to begin with and because the 2026 redesign is right around the corner, with the NACS plug, more range, higher horsepower, and a new styling. We didn’t care about any of those, though.
The major tradeoff between the Solterra and other EV SUVs is range (just a tad over 200ish miles) and slower charging (100 kW on the '25, 150 kW on the '26, compared to 200kW+ on other brands). By standard EV measures (range and charge time), the Solterra is one of the worst — if not the single worst — option. But if AWD and ground clearance are important, it surprisingly becomes one of the best, especially at its current price.
With the Limited trim we got, the panoramic camera and auto-park (push a button and it backs into a parking space for you automatically) were nice add-ons. All the other creature comforts are great too, but probably pretty standard now… just a huge upgrade from a 20-year-old Forester 
Hopefully she’ll like this one, at least for 3 years, and hopefully no one sets it on fire! A li-ion explosion won’t be pretty…
Thank you all again for the suggestions!!