I just saw a commercial for American Express cards. The one they were offering had a cash-back option, some percentage of the usage tossed back to the user. It’s billed as a neat feature, more money for your small business but really, every business-person knows (or should know) that it’s a false economy. Money back is really just reimbursed interest and it would be better to simply not pay that interest in the first place.
I know many workers use an Amex card for business travel. It’s almost standard procedure for the big companies. Most are fully reimbursed by the employer.
Is the cash-back thing an incentive for the business card user? A wink-wink bribe? A way to say, “Hey, wanna keep some of that reimbursement for yourself?”