My SO and I are in the process of applying for a joint credit card. She’s the primary on the account, as she is in med school and as a result banks are falling over themselves for her business.
I went in today to meet the bank agent who is overseeing the account. She needed information about me for a credit check and whatnot. After she finished grilling me (no, I do not have any debt, and no, I do not have any legal cases pending against me) she had to input our relationship into the computer. She asked, would we like her to put us in as married? Now, the bank agent knows we’re not married, but that we are in a committed relationship.
SO and I are cohabiting, and are planning to get married when she finishes med school, but in the meantime we’re a little fuzzy on common-law marriage laws in Alberta. We don’t want to give the government any reason out of the ordinary to think that we’re married and that as a result she’s no longer eligible for her health care package. (Yes, we will do a little bit of research into it before it becomes an issue–we’ve only been cohabiting for six months.)
So, we’re not happy with the “married” option. Bank agent proceeds to rattle off all the choices her computer program gives her–quite a long list, including every familial relation you can conceive of (step-grandparent? second cousin?). We hear “friend” around the middle of the list, and then finally “other” at the end.
SO turns her nose in disgust at “other”, so we settle on “friend”.
It is so inconceivable to whoever programmed this thing that a non-married couple might apply for a joint credit card? Apparently it’s less common than second cousins sharing a card.