Yep. A friend of mine was deliberately spending less, in order to save up for a vacation. Then when she went to buy tix for said vacation, the charge was declined because it was outside her “normal” spending limit.
Fortunately she had another charge card she could use for the purpose.
That’s amazingly stupid. Amex is a bad deal from the merchant’s point of view too, they take a higher percentage than Visa/MC/Discover, and from what I’ve heard it’s hard to calculate exactly what the merchant transaction fees will be.
I loved when down in the Bahamas, all the menus said, “For your convenience, a 15% gratuity was added to the bill.”
Of course, the service was uniformly lousy in every restaurant that had that line. Waitstaff had no reason to do a good job so they took forever.
About that time, I noticed that some stores had signs that said, “For your convenience, please check your bags when you enter the store.”
These helped me formulate RealityChuck’s Law #17: “When a business says they’re doing something for your convenience, they’re actually doing it for their convenience.”