Depending on how you define “train,” there’s actually a way to ride the rails in a vehicle you personally own at a cost that is within the means of virtually any middle-class person.
They’re called railcars (or motor cars, speeders, or putt-putts). They’re small, gas-engine driven vehicles, capable of holding between two and six people, formerly used by the railroads for maintenance purposes. A tiny group of hobbyists collects, restores, and operates them, taking them for group excursion on tracks all over North America. Here’s more info on the hobby.
Naturally, they have to get permission from (and pay) the railroads. Excursions (always in groups, not solo) can last anywhere from a few hours to a few days, and can cover as much as 1,000 miles. As you can see from the pictures at the linked Web site, this isn’t exactly millionaire-class luxury, although some of them look quite comfortable. Nor is it high-speed travel: top speed is about 35 mph.
But as they point out, you get to travel through some of the most scenic countryside in the world, often in areas that automobiles never see. And since these people are obviously train buffs, they get to see, and be close to, the big boys’ train gear. During some excursions they all have to pull off on a siding at a scheduled time and place to let a real train go by.
I only learned about this hobby last year from a colleague who’s involved. I have to say, as a minor-league train buff, I find it fascinating, and if I didn’t already have a transportation hobby that is about as remote from this one as you can get (and a lot more expensive), I might be tempted. You can get a railcar in decent condition for a couple thousand bucks, and you’ll need a tow vehicle and trailer. But that’s about it, apart from the costs of the excursions.
My friend lives on the opposite side of the continent, so I haven’t asked him to take me along on a trip. But I’ve been tempted to try to hitch a ride with a club here on the East Coast, just to see what it’s like. I’ll bet it’s a lot of fun, in a relaxed, geeky, train buff way.