I’m looking to buy a house and have narrowed it down to three.
It was only two but one dropped in price by $10,000, now I think it is worth what they are asking for it so I threw it back into the mix.
The best house of the bunch, as in best location, best street, best yard, best parking options, best looking neighborhood, best in safety is the one I like the least.
It’s pretty much move in ready although some of the decor is fugly to say the least but fugly can be fixed. One thing that does disturb me though is that the floors are crooked. The house is 137 years old and as you walk through it you can feel the floors are not even. This house also has the highest taxes, $500 year more than the other two, and I’d have to find a different insurance company because of its age. It has only two bedrooms but it has a third open room that could be an office or sitting room. Outside is siding.
How hard/expensive is it to fix crooked floors?
Unfortunately the house I like the best is in the worse location. It’s not a bad neighborhood but the street is tighter, the houses are closer together, it’s not as pretty, although the neighbors seem friendly enough to wave as I drive though. The yard is smaller and the parking is tighter. I’d have two off street spots but they are a tiny two spots. I could take part of the yard to add more. It at least has a full basement and a full attic, as opposed to house number one that
has a sort of half attic and to get to the cellar you have to walk outside. It has only 1 bathroom but it has a nice pantry off the kitchen. And beautiful dark wood mouldings, and beautiful dark hard wood floors (need finishing), and beautiful big old windows - that probably leak like hell but they sure are pretty and a beautiful big wide staircase with a nice old dark hardwood bannister. Outside is brick.
The middle one is in the middle. I like it better than house number one but not as much as house number 2. The neighborhood isn’t as pretty as neighborhood number one but it is prettier than neighborhood number two. It needs a tremendous amount of work (HomePath Home). Off street parking is tight but it is there. It has th smallest yard and is a duplex. Having work done myself I could get what I want but the house may need more work than the $35000 allowed by HomePath, new furnace, new hot water heater, new windows and possibly new roof as well as electrical and plumbing. Outside is formstone.
House number one has the highest asking price, the highest taxes and probably the highest insurance.
The middle house even with $35,000 is slight less than house number 1. It needs all apliances.
The house I like the best is $15,000 less than house number 1. It needs a little work, new kitchen floor and all appliances. I can probably get a HomeStyle Loan on it and finance all the appliances or put a smaller amount down and buy my own.
My head is spinning from making a decision.
Just need some other opinions.
I’ve been looking for over a year. I lost out on one house because the mortgage company made a mistake when qualifying me. I’ve been outbid on two others. I missed out on several I really wanted to see because they sold in under 4 days - I knew they would. I’ve really learned the shorthand of the ads and am getting really good at knowing which houses are going to go quick. I know the HomePath one is going to go fast, not so fast on the other two.