Death and Credit Card Debt

[Skald_the_Rhymer]

@beowulff

@Enderw24

Let me ask you this beowulff,

Suppose the husband signed a contract with the credit card company that explicitly stated that, in the event of death by the cardholder, all debts would be voided out.

Any moral obligation to pay off a debt then?

That is an interesting question.
My first impulse is to say, yes, that it is irrelevant from a moral standpoint to renege on debt incurred, regardless of what the contract says.
But, if this is explicitly spelled out, than I might be OK with it.

How is it reneging on the debt when the contract specifically allows for it?