Is this the bonus post. Good grief. Read a book awhile.
The Milwaukee Protocol has not been as effective for other patients as its developers hoped.
25 years ago when I worked at the grocery store pharmacy, one of the big employers in that town got UHC insurance, presumably because it was the least expensive. And guess why it was the least expensive? It usually didn’t pay! We quickly learned to tell customers who presented a UHC card that it probably wouldn’t pay, and sadly, most of the time we were right. Many doctors’ offices weren’t taking it either, for the same reason.
They switched quickly.
Goodness - this is an elderly thread.
We have UHC and it’s been surprisingly decent. To some degree, that may well depend on the contract your employer has with them.
They’ve occasionally dropped medication from the formulary. The gastro filed an appeal for one and was basically told “Yeah, we agree she needs that, but her employer contract explicitly prohibits that one”. Bizarre.
They have pre-approved some surgery I’m having this fall that, arguably, could be considered “cosmetic” (nipple-sparing lift / reduction, preparing for a full mastectomy 6 months or so later).
Somebody with a different employer might NOT have as easy a time with that same procedure.
When I had my wisdom teeth out, the insurance would only pay to have the top ones taken out saying I would never have problems with the bottom ones. Now here they are literally sideways just above the gumline.
Just shows what assholes insurance workers are that think they more more about medicine than doctors.
I have had many procedures that would’ve been discounted if I was uninsured that equaled less than what my part under insurance was.
So yes there are nonsensical things like those that always happen with uber large businesses.