Assuming no medical conditions, this is how you calculate your maximum heart rate and your minimum heart rate.
220 beats per minute (BPM)
This is the theoretical maximum a human heart can beat and still pump blood. Once you go over that the heart is beating to erratically to pump blood correctly.
Next you take your age, say you’re 45
220 - 45 = 175
So for a 45 year old your theoretical maximum is 175 bpm. You should never excede this.
For optimal exercise you need to keep your heart rate between 60% and 85% of your theoretical maximum.
So
175 X .60 = 105
175 X .85 = 149
So you should keep your heart rate between 105 and 149
Now Olympic athletes are so fit that they work to 95% of their theoretical maximum
The fitter you get the lower your BPM will become as your heart strengthens. This is why as you exercise it becomes HARDER to get the 85%. If you start on a treadmill and your heart ZOOMS to 170 that’s a great indication you’re out of shape and need to cool it down.
Another great way of telling is if you can talk normally while running. If you are on a treadmill and cannot talk normally while running you’re going too fast.
The idea is this, what you want to do is run to where you can talk comfortably. Then you increase your pace till you feel if you talk it’ll be a strain.
HOLD that for 15 seconds. Then slow down to where you can talk normally. Then repeat it.
The next day do the same thing, but try to hold it for 30 seconds where you feel it’s a strain to talk. Then immediately slow down to where you can talk normally. Then repeat.
If you have no problems doing this continue. You should never move from 15 to 30 seconds if you feel faint or struggling for breath. You’re not fit enough at that point to continue.
Gradually you increase this program by 15 seconds. This builds your lungs and your heart.
When I first started running my bpm were 150. It’s very difficult for me to get that high anymore, because my heart has become that much more efficient. Right now even when I push myself my heart is 120 -130 where it used to be 150 -160. Even though I am pushing myself exactly, my heart over the YEARS became stronger.