When I first started my last IT job back in about 1999, I ran afoul of the existing acting project leader (who was really quite inexperienced but the promotions went to her head) because I absolutely refused to panic when things went wrong. She kept insisting that if you didn’t panic, you obviously were not taking things seriously enough. :rolleyes:
No, been there, done that. Panicking wastes time and energy. Just do the fucking job.
Dear shrink:
You still don’t get why I fired your ass? Because threatening me with involuntary committment if I talked about those suicidal feelings is going to do two things: It’s going to destroy any trust I have for you and keep from talking, and it’s going to make me wonder what kind of asshole you are. Because I voluntarily committed myself during one suicidal episode, and a male patient threatened me. The nurses just threw up their hands and did nothing. “Honey, he’s nuts, what can we do?” So you know I’m terrified of that place, where they put men and women together and don’t protect the women. You knew it. That’s why you thought threatening me would shut me up. I may be crazy, but I’m not stupid. If you contact me again, I’ll get a restraining order on your ass. I’ve told you repeatedly that you are cold and lack compassion, your note taking is inaccurate–hello, it’s MY life!----and that you have already violated HIPPA—which you admitted to. You constantly minimized the very symptoms that were and are making me miserable, and in the process, you prolonged the misery. You’re a perfect example of somebody who shouldn’t work with patients and should stick to lab rats.
As I say over and over again;
Professionals work for you.
If they don’t work for you, find another.
From what I have heard from apparent experts (Marketplace Money on NPR), the minor ding on your credit should never slow you down in closing a credit card account that you are dissatisfied with. And if there’s a fee, not using the card doesn’t save you the fee. Your credit score will recover any minor hit pretty soon anyway.
Roddy
I have worked in hospitals as a lab tech and lots of offices. In offices, I don’t panic because no matter what’s going on, nobody is going to die. In hospitals, you don’t panic because somebody MIGHT die. I’m not a big fan of panicking either.
AY-YI-YI! I just remembered what I needed to rant about - my husband and I took a walk to the library this afternoon, and were almost run over in a crosswalk. When I say “almost run over,” I mean I RAN to get out of the way of the minivan that didn’t see us at all. The first vehicle went by us as we stepped into the crosswalk, then the next one, the one we were right in front of in the next lane over (so we’d been in the crosswalk for a good time now), didn’t see us and wasn’t stopping for us. I ran to get to the median, my husband went back to the other lane, the guy slowed down and opened his window to apologize to us, and we both basically yelled at him that he had almost killed us. It took me a good while to stop shaking from the adrenaline.
I’m not getting this. Why would it negatively affect your credit score if you either acted responsibly in closing a credit card because you don’t have the money to be charging things, or you closed it because you have too many, or because you wanted a different one?
I don’t pretend to understand it either; credit scores are the result of complicated formulas, including such innocuous things as how many times people have inquired into your credit score. The conventional wisdom seems to be that closing a credit account will count against your score in some way, but apparently not a big way.
Roddy
I’ve read that closing an account can hurt you in two ways:
Part of your score is how old your oldest credit account is, so you generally should avoid closing an account if it is considerably older than your other ones.
They look at what percentage of your available credit you are using, lower being better. So suppose you had three accounts, each with $5,000 credit limit, and you had balances of $4,000 and $3,000 and $500 on them. Your debts would only be 50% of your available credits and that’s good for X pts on your credit score.
But then you pay off the $500 and close the third account. All of a sudden you’re using 70% of your available credit and now you have X - Y pts.
Damn you Necco!
I came home from work yesterday and found a martini glass full of conversation hearts sitting on my nightstand. Awww. Mr. Brown knows what a treat I find them. That evening, I carefully select a yellow one, my favorite, and pop it in my mouth. Wait…that’s not right. A green one. Ewww! That’s definitely not right. Where are my white ones? Hey–oh…right. And the memory comes flooding back. Last year, Necco decided to *RUIN *them by “updating” the colors and flavors. Gone are my favorite banana-flavored yellow ones; gone are my second favorite spearmint-flavored white ones. The greens ones, which used to be tolerable, are now absolutely disgusting. The purple and pink ones are still nasty, but their nastiness has been amplified. Fuck.
Damn you to hell! shakes fist
Now, I feel like a heel because it’s not hubby’s fault they are now completely inedible. I do appreciate the sentiment. Oh yeah, the sentiment. They updated those, too.
“GO GO GO” This is romantic?
“U CAN DO IT” Wait, you’re pep-talking me?
“GOOGLE ME” Translation: stalk me.
But at least a third of them are blank. I hate those awkward silences. “WAY TO GO”, Necco!
Does anyone have any interesting suggestions for what to do with a couple of bags of crappy heart-shaped candy? Art projects, pranks, whatever?
Get yourself a slingshot, and fire them at people at work tomorrow. If anyone gets a balloon bouquet at their desk, see if you can pop one or more balloons.
Heck, see if you can even hit one.
(Bolding mine). Exactly. While I appreciate all the advice, just having an account - whether I carry a balance or not - will subject me to a fee. I can reject the fee, which will close my account. And I’ll be damned if I incur a fee for the privilege of having a credit card take up space in my wallet. I don’t anticipate making a large purchase in the near future so I think I’m more inclined to close the card and risk whatever it does to my credit.
Huh, we have a few boxes lying around too. Can you give them away to a local school? Would the birds be interested in them?
Ahh good then. I hope they call you for a follow up questionnaire with the essential question being “bbbbbuuut whyyyy?” and you can give 'em an earful.
I got quite the interesting notice in the mail the other day. A debit card overdraft fee! When I had ~$2400 in my account! This is probably the last straw; two weeks ago when the SO went in to deposited a check from me to him, they deposited it instead into my account. Yeah.
My check, with my name and address in the upper corner, addressed to another person, they deposited into my account.
I had so hoped to avoid stretch marks. Alas. This morning I found a flock of them all over the underside of my belly. Not that my belly has ever been anything to show off… and I’ve had marks all over my hips and thighs for months now. But still. Sigh. So cruel to have held off for so long that I’d begun to hope…
It’s gonna be a tankini/skirtini summer for me.
Don’t trust Bank of America about anything. I took an online survey for them the other day. The survey was all about the ways they want to fuck over customers. They gave me a list of fees and wanted to know if I thought they were fair or not. The list of fees included all sorts of outrageous nonsense – $12 for using electronic banking services, $15 if you don’t use their debit card a certain number of times per month, $25 for replacing a lost ATM card and the like.
I have an account with them that we are watching very closely. They’re greedy, arrogant assholes. At this point in time they don’t pay interest on bank accounts so you’re almost better off keeping the money under a mattress. I am seriously considering other alternatives.
:eek: That’s insane! I haven’t heard stories about them in 2 years, they clearly have gone way off the deep end.
Sattua I’m sorry :(. They really suck.
Bank of America officials are testing some of the fees out in in certain markets.
Know anyone who has horses? My guys love them as treats 
Dear self,
If you keep going into the server room without hearing protection, you’re going to seriously damage your ears. If you haven’t already. Knock it off already.
I prefer one-trick pony posters to have an entertaining trick. N8N8N8N’s one trick isn’t entertaining, IMO. The only entertainment is from poking N8.
Bonus mini rant: I as much as everybody else in N8’s thread should have stopped feeding the troll days ago.