Back when I was fresh out of grad school, before my health insurance kicked in at my job, I used to go to Planned Parenthood. There are several here in Chicago, but I went to the one ironically across the street from the Loyola U. campus. Since I’d only been working for a month or so and had no insurance, they charged me a reduced rate. I was (unfortunately) not in need of contraception at the time (I was going for regular gyn stuff), but they had a sign up in the waiting room that H.S. (and I believe also college) students could get the Pill for free, and everyone else on a sliding scale. (I believe other forms of B.C. were on a similar arrangement.) All PP locations in Chicago are accessible by public transportation, and it never took me more than a few days to get in for an appointment.
Before that, when I was a Federal employee making almost no money and with a health plan that didn’t cover contraception, I used to get it from PP. Later I had a horrible accident and round of surgery with an accompanying post-surgical blood clot, and they wouldn’t see me for contraception after that because of the risks for someone with a history of blood clots; they simply didn’t have the internal medicine resources to monitor someone like me.
Come to think of it, although I’ve been in the workforce basically full-time for 12 years now, I’ve always had insurance with prescription coverage, but never had B.C. coverage until a couple of years ago. And I’ve never had an insurance plan that covered any form of B.C. besides the Pill, which struck me as ridiculous given that many people can’t use it for medical reasons. (After my blood clot, it took a long time to convince my doc that it was safe to go back on the Pill; it’s not that I’m prone to blood clots, but I broke my leg while on the Pill, and immobility and leg surgery both greatly increase one’s opportunity for blood clots.)
OK, I’m babbling now. I blame the various bronchitis meds.