This is exactly the kind of shit that we don’t need to reinforce in this fucking country. Ever see the one where he’s in a basement singing about how he’s living with his girlfriend in his parent’s basement and how he “should have went to freecreditreport.com so I could be a happy bachelor with a yard and a dog.”
Are you fucking kidding me? Seriously? Are you fucking suggesting we run credit reports on our potential mates? How bout you fucking ask, asshole? Also, if we go to the lengths to figure out the credit scores of our future mates, do we then break up with them when it comes up bad?
It’s promoting such a stupid and superficial approach to life. He’s got a girlfriend who he’s commited to, and it sucks because he’s living in her basement. Whatever.
Secondly there is the one where he laments about working in a Restaurant. Yes, you are inferior if you work in a restaurant. The last thing we need in our country is for people to somehow make working in lower-paid jobs seem LESS dignified! Somebody has to do the work, shouldn’t we try to lift it up? Yes there are winners and losers in the economy, but still.
Finally, and this is the worst one. The one where he laments about driving a beat-up hatch back. He talks about how he’d rather have a SUV or Convertible. Then a bunch of hot chicks pull up next to him in a convertible and laugh…Yes, it’s funny! What a loser!
I hate 'em, too. For all the reasons you list. And I’m still trying to figure out how getting your identity stolen means you have to work in a restaurant anyway. I mean, yeah, some jobs require a credit check, but if you’re already working…?
This, in and of itself, is worthy of a pitting. Why the unholy rotting blue blazes did they not use a .GOV domain name? Nothing screams “security” and “reliability” like a .COM domain. :rolleyes:
I mean, if the US government is going to monopolize an entire top-level domain, they might as well use it for everything government-related.
Hell, I go to http://weather.gov/ because it’s easy to remember and I know it’s ad-free and using reliable data.
I don’t get this either. Your identity is stolen, yet you’re still on the hook for the damage to your credit? I know it takes time and effort to straighten it out, but surely you’re not having to pick up a second job to pay for what the thief bought?
Actually, I think it really is the widespread use of FICO scores for things way beyond their original purpose that promotes that stupid & superficial approach to life. That would include cost of car insurance, employability, and, yes, the selection of a SO.
Sure there is, the credit report is free as long as you don’t forget to cancel their protection service before they charge you. (:rolleyes: @ freedcreditreport.com)
“Requires enrollment in Triple Advantage” plays at the end of all these commercials. If you’re a grown-up, you should know damn well that nothing that’s advertised is free.
So yeah, what exactly is the level of responsibility for a domain name?
If you’re called freemoney.com and you don’t give out free money are you lying? In the actual commercials the word “free” is never mentioned except for the URL
The sad thing is, I actually think the lyrics and the catchy jingle are quite well done. But MAN does the message of the ads piss me off. Particiularly (in addition to everything already mentioned) the idea that Joe Consumer is so savvy that, if he actually knew his credit score, he would be able to use that information to outmaneuver the car salesmen and get a vastly nicer car… not that having better credit would get him a nicer car, but merely being aware of his credit SCORE. Which strikes me as an incredibly thin corner case at best.
Still, you gotta like “F R E E that spells free, credit report dot com bay-bee”.
They didn’t always have that disclaimer. When my husband was straightening his credit out (5 or 6 years ago) he used that site to pull his reports (at the time, neither of us knew any better). Then I (the accountant of the household) was a little flabbergasted when about a year later saw a charge on our bank statement for around the tune of $80. Used to be you’d pull the credit report, then they’d try to entice you to use their other products - since he hadn’t, a little sly work on the phone got us a refund.
The reality is, you can be in a world of hurt if you marry someone with financial issues. Just ask Indygrrl…
Of course, this ignores the issue that freecreditreport.com, or any other credit reporting site with even a shred of ethics, couldn’t give you information on someone else’s credit report.
Not only that, but seriously, if you’re seriously concerned, just … I dont’ know? ASK THEM?!
Isn’t love supposed to be more important than credit scores? Would you have not married your spouse if they had had bad credit? The obvious answer to most people would be hell yes as it can’t possibly be THAT bad…
The point is that it might be a bummer to find out your new wife has bad credit, but is it really a deal-breaker? Would the guy really be happier being alone because he could then live in the suburbs with a dog? Shit, I think that if I found my one true love then I wouldn’t give a shit about their credit as long as they were working on it.
It’s more than just a bad credit score. It can indicate a difference in philosophies relating to money. If one partner sees no problem writing bad checks and charging up the credit cards to the limit, and the other partner wants to pay the bills first and set aside money for retirement, there can be friction in the relationship. So, it is a valid thing to find out.
I’m with **ivylass ** on this one. There’s nothing wrong with obtaining a credit report on someone you think might be interested in building a relationship with. I think you should look at one another’s. Every day, there are people breaking apart with hurt feelings and anger because their SOs turned out to be deadbeats, cheats, or thieves who stole to pay petty debts. And fairly often, they’re pitted right here.
I mean, yeah, some jobs require a credit check, but if you’re already working…?