Probably because you were hit up the arse last week by some skunk-freak at a considerable lick.
I’ve had numerous run-ins with Blue Cross in the past 6months.
They keep trying to reclassify bills associated with my wife’s recent cancer treatment as “routine examinations”–subject to a paltry $150/yr. limit-- rather than as “acute care”–subject to $300 deductible, a 70%/30% split therafter to a stop-loss of $1600, and 100% covered thereafter.
The premiums, deductibles, and copays I pay are a greater burden than a 20% sales tax dedicated to a no-bill/no-hassle system modeled on a European, British or Canadian plan would be.
One anomaly of conservative Nebraska is that we have state-wide publicly-owned power production and distribution. We pay a lot less for electricity than people who buy from investor-owned utilities. Why couldn’t socialized medicine be as efficiently run?
Interesting. I had cancer treatment in Nebraska, and was covered under Blue Cross under much the same plan (stop-loss was at $1000, but this was eight or nine years ago). I had no problems at all, but this may be because I had my insurance through my employer (UNL).
Nevertheless, I now pay nothing (zero, zilch, nada) for my annual checkups, and you can’t beat that.
And I use public transport to get there. 